Discover It 3x Auto CLI!

[lg8302ch]

Congrats! ....had to read twice if it is really Discover....so they can if they want

[yellowcake]

Thank you all for the congrats! I was just as suprised to even get the CLI, since my overall util has been pretty high lately (~30%) and I haven't been using the card much.

[yellowcake]

The Discover It has now overtaken my SD'd Penfed Platinum Rewards (13,500) as my highest credit line

[lg8302ch]

....yeah..and I am curious if Discover ever has the intention to match the many 5K cards for me ...they certainly will never be highest for me but I would be happy if they would join the crowd.....LOL

[DomoNomo]

Congrats OP

Ig8302ch:  Have you tried requesting a cli and see what they say?

[lg8302ch]

yes after 6 mo, after 9 mo and just now on the 1 year anniversary. Discover needs a HP and mentionned that it could be only 500$ increase. So I did not proceed. Once they will show me some small auto luv I will invest a HP ...but since they do not even give me 200$ I am thinking it is a complete waste of a HP at this moment.

[Sevenfeet]

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@yellowcake wrote:

 Just got this via email:

"We're happy to inform you that we have increased your credit line on your Discover® card.

Your new credit line is: $15,000 of which $2,100 is available as Cash

Now you have more buying power than ever with your Discover card."

Opened the card in feb 2012 with a 2500 line, got an auto CLI in December 2012 to 2700, then requested and got a CLI in March 2013 to 5000, and now this!

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It's stories like this that give me some hope with Discover.  I haven't been too happy with their CL policies since applying for the card in the first place.  I got a card in Feb 2013 with a $2500 limit, which was far less than the $20K-$28K that most of my cards had at the time of the application.  Since then they have auto-CLI'd me every quarter for nominal amounts:

Q1: $250  (Really guys?)

Q2: $750  (Better trend, but have you seen my other cards?)

And last night:

Q3: $500  (Again, nice to see it but not blowing wind up my skirt).

So my CL now is $4000.  I'm assuming that when my year anniversary comes I'll be granted another one but I really want an interest rate decrease since it's out of line with my other products (and therefore makes me less likely to use it).  We'll see.