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Discover It! Cash back approval. Higher credit line than anticipated!

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AllZero
Mega Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!


@Anonymous wrote:

 

I also recently applied for Discover after numerous mail offers. Decided to go online and did a pre-screen. FICO Scores 675 across with a 59% util and was shocked to get a $9k CL. I would have been happy at $3k, great feeling.


Congratulations on your approval!

Message 11 of 23
recoveringfrombk7
Established Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Woot woot!











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 12 of 23
Anonymous
Not applicable

Re: Discover It! Cash back approval. Higher credit line than anticipated!


@Anonymous wrote:

Went ahead and bit the bullet for applying for the Discover It! for my second card, and as I only have 1 other card, which is a cap one quicksilver one with a 400 dollar limit, and have only had that acc open for 5 months, I expected the starting limit to be somewhere around 1000. 

 

Nope. 

7500 dollar starting limit. I am beyond ecstatic. 

 

FICO 8 scores are 673/670/645, have 100% payment history and 1% utilization with my cap 1 card, 2 auto loans with 100% payment history, and 1 old paid charge off from 2016. Nothing else on my report. 


Nicely done, PBC -- Congrats!

Thanks for sharing the DPs. Your experience should be very encouraging to others with a new/thin profile. 

Message 13 of 23
xaximus
Valued Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Congrats on the approval! Awesome SL!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 14 of 23
M_Smart007
Legendary Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!


@Anonymous wrote:

1k was about all I was expecting to be honest. 7500 blew my mind. It's only my second card! 


Discover likes thin files, and wants to be your daily driver. Great SCLSmiley Happy

Message 15 of 23
Anonymous
Not applicable

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Congrats on your Discover IT approval!

Message 16 of 23
newfossil
Valued Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 17 of 23
Medic981
Valued Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Congrats on the approval!







Your FICO credit scores are not just numbers, it’s a skill.
Message 18 of 23
19eighty5
Senior Contributor

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 19 of 23
Anonymous
Not applicable

Re: Discover It! Cash back approval. Higher credit line than anticipated!

Well done and congrats! 👏 Very impressive for a second card, to be sure. Gotta love Discover 💛

Message 20 of 23
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