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Discover It Secured CLI; Graduation??

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Anonymous
Not applicable

Discover It Secured CLI; Graduation??

I've had the Discover It secured card since March 2020. Initially I opened it up with a limit of $1000 but decided to deposit an additional $1500 to increase to $2500 after 3 months. I've used it responsibly, paid to 1% prior to statement and balance in full before due date. My 8th statement just cut and I signed in to the app to pay off my $6.00 balance and I noticed my limit increased to $2700.  I haven't received an email about a graduation but my statement literally cut today. I was wondering if anyone had any input if this means I've graduated to an unsecured Discover It card.  


 

 

Message 1 of 14
13 REPLIES 13
quikj9
Frequent Contributor

Re: Discover It Secured Graduation

@Anonymous I would expect the $200 CLI to indicate that your card has indeed unsecured. Your experience of seeing the CLI in your account before getting a graduation email is congruent with other people's data points. I got my secured Disco in early June, so I haven't had the first hand experience to back this up. Hopefully, you'll get the confirmation and be able to post in the Discover Secured Card megathread soon. 




Message 2 of 14
gdale6
Moderator Emeritus

Re: Discover It Secured Graduation

Grats on the CLI, I would look and see if your deposit has been freed this will give you a definite answer if its graduated or not.

Message 3 of 14
M_Smart007
Legendary Contributor

Re: Discover It Secured CLI; Graduation??

Congratulations!

Message 4 of 14
CreditMagic7
Mega Contributor

Re: Discover It Secured CLI; Graduation??

Sure looks to be that way. If so, Congratulations!

Message 5 of 14
AllZero
Mega Contributor

Re: Discover It Secured CLI; Graduation??

Congratulations on your CLI! Good luck on the graduation.
Message 6 of 14
CreditAggie
Community Leader
Super Contributor

Re: Discover It Secured CLI; Graduation??

Congratulations on your Discover CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 14
joltdude
Senior Contributor

Re: Discover It Secured CLI; Graduation??

The Magic 8 Ball says All Signs point to YES.....

Discover is notorious for emails going out late after the graduation.....

 

Seeing a CLI on a secured account is usually a dead giveaway that you graduated....

Congratulations on your discover card graduating...

-J

 

Message 8 of 14
dudefromtx
Established Contributor

Re: Discover It Secured CLI; Graduation??

Congrats on the CLI and good luck on the graduation too!

Message 9 of 14
JoeLuvsHisCredit
Valued Contributor

Re: Discover It Secured CLI; Graduation??

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Message 10 of 14
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