Discover It

[Anonymous]

Yay.  Toy limit $2,000 though.

[Anonymous]

Congrats!  Your toy limit beat my toy limit!  

[CountryLivin]

Congratulations!

[Pway]

Congrats on the approval.  What are your scores?

[grillandwinemaster]

Many congrats! I really enjoy my Discover IT, and it's definitely my daily driver. I personally wouldn't call $2k a toy limit. I consider toys $500 or so. Of course, it's all subjective. If your used to having 5 digit  limits, then I suppose $2k is a toy. Anywho, enjoy your discover, and many congrats!

[Anonymous]

Experian--684    Transunion--709    Equifax--694

Utilization--16%    Approx  $7,200 on $45,000 total

No missed payments ever    

Oldest Account Cap 1 Journy 3.9 years    Aver. Age of Accounts 1.3 years

Inquiries:  Experian 12    Transunion 4    Equifax 5

8 new accounts in the past 18 months or so

[Anonymous]

Nice approval! Were you pre-approved or did you cold app?

[Anonymous]

I was pre-approved.  Discover has been looking at me for a while sending pre-qual letters on occasion.  I tried to get this card last year and was rejected.  I'm happy to have a Discover and be in the family and I can use the 12 mo 0% apr to roll over my balances from my barclay rewards and amex everyday cards.  I've been rolling over a balance for a few years now and haven't paid a cent of interest.  At the same time I'm going to pay down aggressively the next 12-24 months and shoot for a 750 score.

Next get is a Citi card.

[B335is]

Congrats!! It will grow.

[Imperfectfuture]

Congrats. Once over 700, can expect soft pull cli every 90 days or so.