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Discover It!

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Kinglord
Regular Contributor

Discover It!

Week ago applied and got the standard 5-7 day decision which I was certain was a denial.

Received an email today that I was approved for a $4500 limit! Awesome!






Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Discover It!

Congrats!
Message 2 of 15
grillandwinemaster
Valued Contributor

Re: Discover It!

Many congrats! I got mine about a month ago. Can't wait for my 91 day CLI request.

Enjoy the 10% cash back. Im on my way to getting $1,500 my first year, with the exact limit that you have! 

 

Enjoy!!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 3 of 15
Kinglord
Regular Contributor

Re: Discover It!

Tell me about the 91 day CLI?






Message 4 of 15
kjm79
Valued Contributor

Re: Discover It!

That's when you can request your first credit line increase. On day 91. From there you see people getting increases every 31, 61, or 91 day increments. More so the 91 day increments. Those with higher TU's seem get nice CLI whereas others get around $500-$1000 increases. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 5 of 15
Anonymous
Not applicable

Re: Discover It!

Nice, congrats !

Message 6 of 15
Anonymous
Not applicable

Re: Discover It!

Very nice! Smiley Happy
Message 7 of 15
RonM21
Valued Contributor

Re: Discover It!

Congrats on the approval!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 15
elsecreto
New Member

Re: Discover It!

I, got approved for only 1000 with score 656 . Can annually income make any difference?I enter by mistake 20k and I actually make 60k.
Message 9 of 15
Anonymous
Not applicable

Re: Discover It!

Congrats!

Message 10 of 15
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