Taking the scenic CLI route...
Congrats K, Getting *any* CLI out of Miss Disco right now is an accomplishment....
Now if i could just get some Amazon Visa love... Just hate its under 5k... and theres not enough on the Freedom to make it worth moving limit.. because it still wont make that card 5k while leaving the other card at 5k...
-J
@K-in-Boston wrote:I don't usually do approval posts for CLIs, but since there have been a lot of doom and gloom posts over Discover stopping CLIs, shutting down accounts, etc. I thought I'd chime in. My card turned 4 this week and I decided to ask for a CLI last night. Not much at $500, but it wasn't a "no." It has been a very slow march on this card. 800 TU FICO 8 score, 1 scoreable inquiry, utilization in single digits, squeaky clean reports. Here's the history on this card:
06/2016 $2500 SL
09/2016 $3000 CLI
12/2016 $500 CLI
03/2017 $500 CLI
09/2017 $1500 CLI
01/2018 $500 CLI
04/2018 $500 CLI
11/2018 $500 CLI
01/2019 $500 CLI
05/2019 $500 CLI
12/2019 $1500 CLI
02/2020 $1500 CLI
06/2020 $500 CLI
I used the card a lot (cycling credit line) for about the first 5 or 6 months to try to get the limit more inline with my other cards. It obviously worked at the 3 month mark since they more than doubled the limit, but then at 6 months I only got $500. Since then, the card has been mostly used for balance transfers, with very occasional 5% category spend between BTs. Obviously I am not a hugely profitable customer, but I have thrown them a 3% fee toward a BT for the last 3 years.
At $14,000 now, Discover is still my lowest exposure by lender, excluding CapOne since my only card is Kohl's and the limit is higher than the current maximum on it anyway. Hopefully another CLI or two and that won't be the case.
Nice K, i thought it was official Discover was closing off increases 
Congratulations on your CLI!!! Nice to see you make a special guest appearance in this part of MyFico-diego. I used to follow your exploits a lot when I was a lurker.
