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Discover Unsecured With CLI

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Zoostation1
Valued Contributor

Discover Unsecured With CLI

Happy to report that after my 7th statement Discover unsecured my account gave me a CLI from $400 to $1800. How long should I wait before asking for another CLI? I was thinking 6 months, but also unsure if opening another CC would impact  that?

Rebuild Started Nov 2021
June 2022 FICO 8:
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Message 1 of 12
11 REPLIES 11
CreditMagic7
Mega Contributor

Re: Discover Unsecured With CLI

Congratulations on your new unsecured discover.jpg Card!!! Smiley Happy

Message 2 of 12
TheRedHat
Established Contributor

Re: Discover Unsecured With CLI

Congratulations! And I would say to wait until the month after your first anniversary to request a CLI.

Last update: 6/14/2025

Goal Cards
Message 3 of 12
gdale6
Moderator Emeritus

Re: Discover Unsecured With CLI

Grats on your graduation and move up Smiley Happy

 

As already stated wait till your 13th month to ask

Message 4 of 12
Mdowning30
Established Contributor

Re: Discover Unsecured With CLI

I would say atleast 3 months

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

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Message 5 of 12
CreditAggie
Community Leader
Super Contributor

Re: Discover Unsecured With CLI

Congratulations on your Discover graduation and CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 12
babygirl1256
Senior Contributor

Re: Discover Unsecured With CLI

Congrats on your Discover Upgrage and CLI . . . that's awesome!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 12
SouthJamaica
Mega Contributor

Re: Discover Unsecured With CLI


@Zoostation1 wrote:

Happy to report that after my 7th statement Discover unsecured my account gave me a CLI from $400 to $1800. How long should I wait before asking for another CLI? I was thinking 6 months, but also unsure if opening another CC would impact  that?


With Discover it's no big deal to ask for a CLI online, it's always soft pull.  No one's going to hold it against you if you apply too soon or too often. 

 

Apply whenever you feel like it.

 

They are very unpredictable. Sometimes they'll hold off on giving you CLI's for a year, sometimes they'll give you 2 in 2 months.  You just never know with them.  Just like you never know what will inspire them to grant, rather than deny a CLI.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 12
KingRue8500
Senior Contributor

Re: Discover Unsecured With CLI

Congrats on your Discover Graduation & CLI




Message 9 of 12
NalekSok
Regular Contributor

Re: Discover Unsecured With CLI

Congratulations on your graduation and CLI! 🎉






Message 10 of 12
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