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K.I.S.S.I.N.G.
Ok I am happy about my third CLI with Discover. Here are my datapoints.
Account Opening: October 4, 2016 SL $5500 (instant approval)
1st CLI: 1st increase - January 4 or 5, 2017 CL increase $1500 to $7,000 (instant approval)
2nd CLI: 2nd Increase - February 12, 2017 CL increase $1500 to $8,500 (2 day message--approved within 6 hours)
3rd Attempt: No increase - March 12, 2017 Auto-Decline (Don't know the reason)
4th Attempt: 3rd increase - April 2, 2017 CL increase $1500 to $10,000 (instant approval)
Past couple of months, i have only put about $300 spend on the card in total.
I am pretty happy with Discover and where my account sits six months after account opening.
Nice 6 month growth with such little usage!
Question regarding your CLI today... did you request it today and get instantly approved or did you request it a day (or more) ago and get a 2-day or other message?
Several have reported in the past few days not getting CLIs (when they feel they normally would) and are getting a 3-5 day message.
Hi BBS, it was an instant approval today.
I edited my original post to reflect this information!
Wow, ItsPossible! Your card has grown up very fast! Biggest congrats to you, my friend! And, many of your increases were instant approvals which we all dream will happen, but for many of us, doesn't happen. I'm so happy for you today! Keep enjoying all that you have! ![]()
@Anonymous wrote:Wow, ItsPossible! Your card has grown up very fast! Biggest congrats to you, my friend! And, many of your increases were instant approvals which we all dream will happen, but for many of us, doesn't happen. I'm so happy for you today! Keep enjoying all that you have!
Thanks Weedeb! It's pretty exciting for me considering that I thought I would not be able to get approved for the card. I am surprised by the increases I have received. I did not think I would be getting these types of increases with them. I know others receive bigger increases. But, I am more than happy with how things are going with them for me.
And I owe it to MyFico. I will keep reading here and trying to do the right thing for building my credit and increasing my scores. Thanks to all of you guys for helping me! ![]()
@AverageJoesCredit wrote:
Lol, i tried, i really tried to come up with something clever with that childs rhyme but i think the only baby coming out of this is your Disco is baby no more
I Dont wanna grow up Im a Discover a Possy kid
Wheres Jeffrey when you need him? Lol.
This is absolutely fantastic Possy. With the poer of the luv button all is POSSIBLE
. Enjoy that 10k mile stone. Seems they have you fast tracked for thd major leagues( 20k +)
. Instant approvals are awesome, says you are doing something right
. Im still sitting at the kids table lol, always get the instant not at this time. Good thing is i never have teceived any papers on why no haha. Im like a kid for real hitting that silly button too many times. I think maybe when i get my Amex up, maybe the Disco monkees will grant me some more bananas
.
Now we need to get you one of those 3 or 4 or 6 kers. Super happy, Enjoy it, go put $301 on it to tempt them to auto you haha
Hi AJC! Your wit and humour inspired my introduction to this post. Don't think I'm nearly as talented as you. But I tried it. LOL!
Yes, my card is growing! I feel like an adult with them now! And please don't let me grow up if this is what it means to be a Discover kid. LOL!
And yes, It's Possible! As for 20K, It's Possible. But, my salary is also average. So, I don't know where my stopping point will be for them.
As for your sitting at the kids table, you won't be sitting there for long, I predict. They will wake up and see how wonderful you are, just like the rest of us here on MyFico!!
Keep hitting the button and eventually, they will have to come to their senses.
LOL! I'm meeting the minimum spend on my Venture right now. But, as soon as it is over, I will be whipping out the Discover again!!!!!! ![]()
@AverageJoesCredit wrote:
Lol, i knew right away there was a little AVJ in your header haha, as you included my nickname for you. I think you did great for your headline. Its always good to try something different. . This is the fun thing about Discover, NO ONE knows which cli treatment theyll get. To the person with mad mula to the average little joe, hee hee, your chances lie safely with the Magic 8 ball. Again, congrats. Ive got a thing or two ill be updating soon as im trying to fix my Equifax to perhaps try 1 last time for a cli on my Penfed visa
LOL! Glad you caught on to what I was trying to do!
And glad you approve. LOL!
Yeah, you're right about Disover. Reading MyFico, it's a mixed bag!
And here's to hoping your get that EQ fixed stat! Good luck on the CLI with PenFed!!!!!!