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Discover and It's Possy Sitting in a Tree....

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Anonymous
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Discover and It's Possy Sitting in a Tree....

K.I.S.S.I.N.G.

 

Ok I am happy about my third CLI with Discover. Here are my datapoints.

 

Account Opening: October 4, 2016 SL $5500 (instant approval)

1st CLI: 1st increase - January 4 or 5, 2017 CL increase $1500 to $7,000 (instant approval)

2nd CLI: 2nd Increase - February 12, 2017 CL increase $1500 to $8,500 (2 day message--approved within 6 hours)

3rd Attempt: No increase - March 12, 2017 Auto-Decline (Don't know the reason)

4th Attempt: 3rd increase - April 2, 2017 CL increase $1500 to $10,000 (instant approval)

 

Past couple of months, i have only put about $300 spend on the card in total.

 

I am pretty happy with Discover and where my account sits six months after account opening. 

 

 

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Discover and Me Sitting in a Tree....

Nice 6 month growth with such little usage!

 

Question regarding your CLI today... did you request it today and get instantly approved or did you request it a day (or more) ago and get a 2-day or other message?

 

Several have reported in the past few days not getting CLIs (when they feel they normally would) and are getting a 3-5 day message.

Message 2 of 14
Anonymous
Not applicable

Re: Discover and Me Sitting in a Tree....

Hi BBS, it was an instant approval today. 

 

I edited my original post to reflect this information!

Message 3 of 14
Anonymous
Not applicable

Re: Discover and It's Possy Sitting in a Tree....

Wow, ItsPossible! Your card has grown up very fast! Biggest congrats to you, my friend! And, many of your increases were instant approvals which we all dream will happen, but for many of us, doesn't happen.  I'm so happy for you today! Keep enjoying all that you have! Smiley Happy

Message 4 of 14
AverageJoesCredit
Legendary Contributor

Re: Discover and It's Possy Sitting in a Tree....

Lol, i tried, i really tried to come up with something clever with that childs rhyme but i think the only baby coming out of this is your Disco is baby no moreSmiley Happy


I Dont wanna grow up Im a Discover a Possy kidSmiley Wink

Wheres Jeffrey when you need him? Lol.


This is absolutely fantastic PossySmiley Happy. With the poer of the luv button all is POSSIBLESmiley Happy. Enjoy that 10k mile stone. Seems they have you fast tracked for thd major leagues( 20k +) Smiley Wink. Instant approvals are awesome, says you are doing something rightSmiley Happy. Im still sitting at the kids table lol, always get the instant not at this time. Good thing is i never have teceived any papers on why no haha. Im like a kid for real hitting that silly button too many times. I think maybe when i get my Amex up, maybe the Disco monkees will grant me some more bananasSmiley Happy.

Now we need to get you one of those 3 or 4 or 6 kers Smiley Happy. Super happy, Enjoy it, go put $301 on it to tempt them to auto you haha Smiley Wink
Message 5 of 14
Anonymous
Not applicable

Re: Discover and It's Possy Sitting in a Tree....


@Anonymous wrote:

Wow, ItsPossible! Your card has grown up very fast! Biggest congrats to you, my friend! And, many of your increases were instant approvals which we all dream will happen, but for many of us, doesn't happen.  I'm so happy for you today! Keep enjoying all that you have! Smiley Happy


Thanks  Weedeb! It's pretty exciting for me considering that I thought I would not be able to get approved for the card. I am surprised by the increases I have received. I did not think I would be getting these types of increases with them. I know others receive bigger increases. But, I am more than happy with how things are going with them for me.

 

And I owe it to MyFico. I will keep reading here and trying to do the right thing for building my credit and increasing my scores. Thanks to all of you guys for helping me! Smiley Happy

Message 6 of 14
Anonymous
Not applicable

Re: Discover and It's Possy Sitting in a Tree....


@AverageJoesCredit wrote:
Lol, i tried, i really tried to come up with something clever with that childs rhyme but i think the only baby coming out of this is your Disco is baby no moreSmiley Happy


I Dont wanna grow up Im a Discover a Possy kidSmiley Wink

Wheres Jeffrey when you need him? Lol.


This is absolutely fantastic PossySmiley Happy. With the poer of the luv button all is POSSIBLESmiley Happy. Enjoy that 10k mile stone. Seems they have you fast tracked for thd major leagues( 20k +) Smiley Wink. Instant approvals are awesome, says you are doing something rightSmiley Happy. Im still sitting at the kids table lol, always get the instant not at this time. Good thing is i never have teceived any papers on why no haha. Im like a kid for real hitting that silly button too many times. I think maybe when i get my Amex up, maybe the Disco monkees will grant me some more bananasSmiley Happy.

Now we need to get you one of those 3 or 4 or 6 kers Smiley Happy. Super happy, Enjoy it, go put $301 on it to tempt them to auto you haha Smiley Wink

Hi AJC! Your wit and humour inspired my introduction to this post. Don't think I'm nearly as talented as you. But I tried it. LOL!

 

Yes, my card is growing! I feel like an adult with them now! And please don't let me grow up if this is what it means to be a Discover kid. LOL!

 

And yes, It's Possible!  As for 20K, It's Possible. But, my salary is also average. So, I don't know where my stopping point will be for them. 

 

As for your sitting at the kids table, you won't be sitting there for long, I predict. They will wake up and see how wonderful you are, just like the rest of us here on MyFico!!Smiley Wink  Keep hitting the button and eventually, they will have to come to their senses. 

 

LOL! I'm meeting the minimum spend on my Venture right now. But, as soon as it is over, I will be whipping out the Discover again!!!!!! Smiley Happy

Message 7 of 14
AverageJoesCredit
Legendary Contributor

Re: Discover and It's Possy Sitting in a Tree....

Lol, i knew right away there was a little AVJ in your header haha, as you included my nickname for you. I think you did great for your headline. Its always good to try something different. . This is the fun thing about Discover, NO ONE knows which cli treatment theyll get. To the person with mad mula to the average little joe, hee hee, your chances lie safely with the Magic 8 ball Smiley Wink. Again, congrats. Ive got a thing or two ill be updating soon as im trying to fix my Equifax to perhaps try 1 last time for a cli on my Penfed visa Smiley Wink
Message 8 of 14
Anonymous
Not applicable

Re: Discover and It's Possy Sitting in a Tree....


@AverageJoesCredit wrote:
Lol, i knew right away there was a little AVJ in your header haha, as you included my nickname for you. I think you did great for your headline. Its always good to try something different. . This is the fun thing about Discover, NO ONE knows which cli treatment theyll get. To the person with mad mula to the average little joe, hee hee, your chances lie safely with the Magic 8 ball Smiley Wink. Again, congrats. Ive got a thing or two ill be updating soon as im trying to fix my Equifax to perhaps try 1 last time for a cli on my Penfed visa Smiley Wink

LOL! Glad you caught on to what I was trying to do! Smiley Happy And glad you approve. LOL!

 

Yeah, you're right about Disover. Reading MyFico, it's a mixed bag! 

 

And here's to hoping your get that EQ fixed stat! Good luck on the CLI with PenFed!!!!!!

 

Message 9 of 14
AverageJoesCredit
Legendary Contributor

Re: Discover and It's Possy Sitting in a Tree....

Thanks, i just have a feeling, credit unions look more kindly to higher income but im holding out hope that my credit worthiness will win the daySmiley Happy.

Actually when you read your title and open and read fast its quite catchy and clever, no stupid allowed lol. Now ill have that tune in my head all night probably end up in Oz or something in my dreams tonightSmiley Wink
Message 10 of 14
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