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Discover auto increase!!

tag
Anonymous
Not applicable

Discover auto increase!!

Hi all. Just thought I'd share my experience. I have the Discover IT card since Jan 2020 with 13 months of 0%.  I was originally approved for $7000. The card has been maxed out from about July 2020, recently paid it in full in March before the 0% promotion was up. 

Card cycled with a 0 balance in March. April I used about $1200 and paid $500.

 

Tonight to my surprise I received an email from Discover saying they automatically increased my CL to $9500!! I did some looking around on this site and read that if you request an increase right after the auto increase you will get approved. Since Discover does soft pulls for their increase I said hey why not... sure enough went to their app to request and got another $1500. So now my CL is $11000. $4000 increase in total.

 

Thought I'd share my experience, other people sharing their experience has helped me so much from this site.

Message 1 of 16
15 REPLIES 15
AllZero
Mega Contributor

Re: Discover auto increase!!

Congratulations on your PCLI and DDD!

 

DailyDouble

Message 2 of 16
CreditAggie
Community Leader
Super Contributor

Re: Discover auto increase!!

Congratulations on your Discover double dip CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 16
Golf-and-Credit
Regular Contributor

Re: Discover auto increase!!

Congrats on the double CLI!!!!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 4 of 16
mrcraft
Valued Contributor

Re: Discover auto increase!!

Congratulations on your CLI!!



Message 5 of 16
ethan17debttackler
Regular Contributor

Re: Discover auto increase!!

Very cool. Congrats on the double dip!!

>



Message 6 of 16
babygirl1256
Senior Contributor

Re: Discover auto increase!!

@Anonymous Congrats on your double CLI . . . way to go!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 16
Anonymous
Not applicable

Re: Discover auto increase!!

Wow so that's what I have to do. My 0% is about to expire too so I'm gonna follow the same steps and try. Congrats by the way. 

Message 8 of 16
Titans84
Valued Contributor

Re: Discover auto increase!!

Congrats on the double dip CLI!

Current FICO 8:



Message 9 of 16
Total80sKid
Senior Contributor

Re: Discover auto increase!!

Congrats on your Disco Disco x2 CLI!

Message 10 of 16
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