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Discover finally coughed up $1000 auto CLI

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Fico2Go
Established Contributor

Discover finally coughed up $1000 auto CLI

After 10 months good old discover has finally matched my current highest Amex CL.  Not sure if it's a coincidence, a routine 10% increase, or an attempt to match my current highest.  But after two denials for CLI request they finally gave in.  YAY! 

 

My next question is I wonder if now might be the best time to request another CLI???? 

Will requesting right after an auto increase be advisable? 

 

 

  

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 1 of 15
14 REPLIES 14
Kenny
Moderator Emeritus

Re: Discover finally coughed up $1000 auto CLI


@Fico2Go wrote:

After 10 months good old discover has finally matched my current highest Amex CL.  Not sure if it's a coincidence, a routine 10% increase, or an attempt to match my current highest.  But after two denials for CLI request they finally gave in.  YAY! 

 

My next question is I wonder if now might be the best time to request another CLI???? 

Will requesting right after an auto increase be advisable? 

 

 

  

 

 


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

 

I would request a SP CLI ... wouldn't recommend a HP, for sure. Maybe the automated phone CLI?

Message 2 of 15
Fico2Go
Established Contributor

Re: Discover finally coughed up $1000 auto CLI


@-Kenny- wrote:

@Fico2Go wrote:

After 10 months good old discover has finally matched my current highest Amex CL.  Not sure if it's a coincidence, a routine 10% increase, or an attempt to match my current highest.  But after two denials for CLI request they finally gave in.  YAY! 

 

My next question is I wonder if now might be the best time to request another CLI???? 

Will requesting right after an auto increase be advisable? 

 

 

  

 

 


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

 

I would request a SP CLI ... wouldn't recommend a HP, for sure. Maybe the automated phone CLI?


 

Has there been evidence that automated phone can improve the chances?   I tried requesting about a month ago and it said I was not qualified at this time.  Then discover sent a letter listing about a dozen reasons for the denial.  Fast forward today I received the increase. 

 

 

 

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 3 of 15
joedtx
Valued Contributor

Re: Discover finally coughed up $1000 auto CLI

Congrats on getting Discover to 'cough' it up..... Smiley Happy

Message 4 of 15
Fico2Go
Established Contributor

Re: Discover finally coughed up $1000 auto CLI


@-Kenny- wrote:

@Fico2Go wrote:

After 10 months good old discover has finally matched my current highest Amex CL.  Not sure if it's a coincidence, a routine 10% increase, or an attempt to match my current highest.  But after two denials for CLI request they finally gave in.  YAY! 

 

My next question is I wonder if now might be the best time to request another CLI???? 

Will requesting right after an auto increase be advisable? 

 

 

  

 

 


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

 

I would request a SP CLI ... wouldn't recommend a HP, for sure. Maybe the automated phone CLI?


Kenny, do you recommend the completed phone cli request or the half way hang up request?

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 5 of 15
Anonymous
Not applicable

Re: Discover finally coughed up $1000 auto CLI

Congrats!, Thanks for sharing Smiley Happy

Message 6 of 15
Kenny
Moderator Emeritus

Re: Discover finally coughed up $1000 auto CLI


@Fico2Go wrote:

@-Kenny- wrote:

@Fico2Go wrote:

After 10 months good old discover has finally matched my current highest Amex CL.  Not sure if it's a coincidence, a routine 10% increase, or an attempt to match my current highest.  But after two denials for CLI request they finally gave in.  YAY! 

 

My next question is I wonder if now might be the best time to request another CLI???? 

Will requesting right after an auto increase be advisable? 

 

 

  

 

 


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

 

I would request a SP CLI ... wouldn't recommend a HP, for sure. Maybe the automated phone CLI?


Kenny, do you recommend the completed phone cli request or the half way hang up request?

 

 


I've always hung up if needed to speak with human. But -- that's just me. I don't care if I get the CLI or not with Discover. 12k is high enough for me.

Message 7 of 15
rdubz1
New Contributor

Re: Discover finally coughed up $1000 auto CLI

Congrats on the increase

Message 8 of 15
b_diddy
Established Contributor

Re: Discover finally coughed up $1000 auto CLI

Excellent. Congrats on the increase!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 9 of 15
coldnmn
Mega Contributor

Re: Discover finally coughed up $1000 auto CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 15
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