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Hello!! Happy new year to everyone! I got apporved for my 2nd credit card- DISCOVER IT(i received an offer in the mail)!!! However they gave me a low CL: 1,000$ which initially disappointed me but I suppose this is most likely due to the fact that I am relatively new to credit(3 months) ... My 1st credit card is the BofA cash rewards with a CL of 4,000 $ (since October 2014) and I love it so far! I am planning to pay off my BofA card in the next 3-4 months and keep a low balance on my discover it card and then either apply for chase freedom or request a CLI for Discover. What do you think is better to do first: CLI or new credit card?
@meteogeo wrote:Hello!! Happy new year to everyone! I got apporved for my 2nd credit card- DISCOVER IT(i received an offer in the mail)!!! However they gave me a low CL: 1,000$ which initially disappointed me but I suppose this is most likely due to the fact that I am relatively new to credit(3 months) ... My 1st credit card is the BofA cash rewards with a CL of 4,000 $ (since October 2014) and I love it so far! I am planning to pay off my BofA card in the next 3-4 months and keep a low balance on my discover it card and then either apply for chase freedom or request a CLI for Discover. What do you think is better to do first: CLI or new credit card?
Grats on your new Discover card, CLIs first as long as they are not HPs. Welcome to MF ![]()
Congratualtions!
Keep both your credit and your body in top shape!
Congrats! Welcome to the forum and thanks for sharing.
Congrats on your approval
Congrats! on a good start!
Congratulations!
Congrats, and welcome to the forum!
Congrats on the approval!