Discover it Cash Back Approval

cmfazio000 · ‎04-06-2023

I can tell you that I am surprised. I've been rebuilding my credit since May of last year. Started at around 500 across the board. Now I'm at anywhere between 675-685 depending on who you check. I have checked the discover pre approval a few times a month for the past year. I was waiting to be pre approved for the secured card, but it never happened. Last night, I checked the pre approval and had two offers. One was for the gas and restaurant card and the other was for the cash back. I submitted the application for the cash back card. The whole time I was thinking "theres no way they'll approve me", but I know the discover pre approval is pretty accurate so i had some hope. Came back approved for $3000. Thats the largest credit line I've been approved for. Honestly I was shocked! I still think the system glitched and pushed me through somehow! If anyone would like any data points, let me know and I will post them! I never thought I would get a discover card with my current state of credit, but my hard work has paid off. If anyone is rebuilding their credit, don't lose hope! Now I just need Goldman Sachs onboard. That Apple card is the last card on my goal list.

M_Smart007 · ‎04-06-2023

Congrats on your Discover Cash Back Approval!

SpaceCityCCuser · ‎04-06-2023

Congratulations on your new Discover IT Cash Back approval! I'm very happy with it so far.

Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)

Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:
Cards on the Radar:
2 plus years away cards:

keekers · ‎04-06-2023

Congrats; it's a great card.

CreditMagic7 · ‎04-06-2023

Congratulations on the Discover IT Cash Back Card approval!

coreyb80 · ‎04-06-2023

Congrats on the approval!

JoeRockhead · ‎04-06-2023

Nice, congratulations on your Disco approval!

NoMoreDebt · ‎04-06-2023

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

Zoostation1 · ‎04-06-2023

Congrats on the approval! 675-685 seems to get approved more often than not with Discover.

Rebuild Started Nov 2021
June 2022 FICO 8:

June 2022 FICO 9:

June 2022 FICO 10:

June 2022 FICO 10T:

Jan 2026 FICO 8:

Jan 2026 FICO 9:

Jan 2026 FICO 10:

Jan 2026 FICO 10T:

Creditwiser · ‎04-06-2023

Congrats on your Disco approval !