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Discover "Like", CLI

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Anonymous
Not applicable

Discover "Like", CLI

My Discover card, with an originual $3K CL, cut it's third statement this past Friday. 

 

I woke this morning to find an email about a CLI.  Opened it to find that.... "your outstanding credit management in the first year has earned you a credit line increase on your Discover it™ card. The new credit line on your Discover card account is $3,250, of which your cash credit line is $400."

 

At grand ol' $250 CLI Smiley Very Happy

 

I'm actually surprised they did anything and anything so quick.  I've only run $945 thru the card in three months and of that $545 was in one health insurance payment.  This is far and away my lowest CL and with my other cards, especially my BCP for cash back, Delta and Business Gold and the Freedom/CSP combo,  the rewards on this card are pretty useless but it gives me a TU score..... and ....a TU score Smiley Wink

 

I guess any luv, or in this case..."like", is better than a kick in the knee....thanks Discover Smiley IndifferentSmiley Wink  Too funny, made for a nice chuckle over my cup of coffee.

Message 1 of 11
10 REPLIES 10
BigBS
Senior Contributor

Re: Discover "Like", CLI

Every little bit helps.  Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 11
B335is
Moderator Emeritus

Re: Discover "Like", CLI

Congrats. I never got any increase from Discover.
Message 3 of 11
coldnmn
Mega Contributor

Re: Discover "Like", CLI

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 11
Anonymous
Not applicable

Re: Discover "Like", CLI


@B335is wrote:
Congrats. I never got any increase from Discover.

Thanks.  Oh, I knew going in with Discover that the CL wouldn't be anything to write home about and I knew their CLIs were happenchance at best  Not complaining at all but the warm fuzzy feeling wasn't quite like getting the Amex 3X increase or the recent Chase auto 2X....... Smiley Wink

Message 5 of 11
FocusedAndDetermined
Senior Contributor

Re: Discover "Like", CLI

That is good for a short history with them - congrats!

Message 6 of 11
gdale6
Moderator Emeritus

Re: Discover "Like", CLI

Grats on your CLI Smiley Happy

Message 7 of 11
alvon123
Super Contributor

Re: Discover "Like", CLI

congrats


Message 8 of 11
-Wade-
Valued Contributor

Re: Discover "Like", CLI


@Anonymous wrote:

My Discover card, with an originual $3K CL, cut it's third statement this past Friday. 

 

I woke this morning to find an email about a CLI.  Opened it to find that.... "your outstanding credit management in the first year has earned you a credit line increase on your Discover it™ card. The new credit line on your Discover card account is $3,250, of which your cash credit line is $400."

 

At grand ol' $250 CLI Smiley Very Happy

 

I'm actually surprised they did anything and anything so quick.  I've only run $945 thru the card in three months and of that $545 was in one health insurance payment.  This is far and away my lowest CL and with my other cards, especially my BCP for cash back, Delta and Business Gold and the Freedom/CSP combo,  the rewards on this card are pretty useless but it gives me a TU score..... and ....a TU score Smiley Wink

 

I guess any luv, or in this case..."like", is better than a kick in the knee....thanks Discover Smiley IndifferentSmiley Wink  Too funny, made for a nice chuckle over my cup of coffee.


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 11
CreditMagic7
Mega Contributor

Re: Discover "Like", CLI

Congrats! on the Discover CLI.
yeah they been smoked by my other lines too making them really low limit now. No cli either without that dreaded HP so be it Smiley Happy
Message 10 of 11
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