I got an email on Thursday from Citi (Double Cash): "We’re inviting you to increase your credit limit."
It was pretty easy - go on the website, they said it's a soft pull, enter your annual income and monthly mortgage info and they pick the increase. Went from $15k to $17.5k instantly. Super glad because I have been making some big purchases on that card recently (moving), it has been getting a work out.
Well you can see my cards below, my Amex is still way more than the others so I am happy with that limit. The HSBC card is really too new for a CLI and Target is hopeless. But I got Uber in December or January so it has been 6 months and I figured I could try for a CLI on that card too.
Had a link available to me on the website (I remember checking before 6 months and the link was not there). Always a good sign. They only asked for my annual income and then they asked how much I would like to increase my limit by. I just figured I would ask for 2k, and it was instantly approved. Not sure if it came with a pull. So I went from $13k to $15k. Which is definitely more than I need for eating out and ebay. I do use the card for occasional travel. But mainly just food (4%) and online purchases (2%).
Doin' a happy dance...
Congrats on the increases!
Congrats on your CLIs!
Congrats on CLI!!!