Drumroll please...........Navy Fed Strikes Again

[WhiteCollar]

I posted recently about burning Navy Fed several years ago due to be unemployed. I setteld that accout for less than the amount owed a few years ago. I was able to rejoin a couple months ago and was approved for an auto-refi! I then applied for a credit card and was declined due to the fact that I caused Navy Fed a loss. I debated back and forth about repaying them back because it was a very signifcant amount. 

I decided to repay the entire amount, it was painful. I waited a few days then called to apply for the CashRewards Mastercard as I do not have a mastercard in my collection. Well........APPROVED for $20,000 with 14.99% APR!!!!!!!!! TU was pulled.

Next up.......Flagship Rewards! Should I apply now or wait?

Thank you all for your gudinace and advice.

[Anonymous]

There's a rule on how fast you can get a new Navy card

Also, it may be better to wait until there's a SUB on the Flagship again

[gdale6]

Grats on your new Navy card

[Anonymous]

Congratulations on your approval!!

[M_Smart007]

Congratulations on your Approval..

[M_Smart007]

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@WhiteCollar wrote:

Next up.......Flagship Rewards! Should I apply now or wait?

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@WhiteCollar  .. You have to wait 91/3 = 91 days and 3 full statements in order to apply for another card.

If I were you, I'd wait until the Flagship SUB returns.

In the meantime ...

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional...

[WhiteCollar]

Thank you @M_Smart007 ! I will definitely wait. 

[cashorcharge]

Congratulations on your approval!!!  That's terrific

[M_Smart007]

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@WhiteCollar wrote:

Thank you @M_Smart007 ! I will definitely wait. 

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@WhiteCollar  ..

[AllZero]

Congratulations on your approval!