Elan Max Cash Preferred Approval.

[Anonymous]

It's been a while for me.

I use a simple cash back strategy, so this CC will fit nicely into my lineup.  I currently have USBank Cash+ (which caps5% spend @2.k per quarter), and I'm burning it up every month.  I plan to pair MCP and Cash+.  By doing so I'll get roughly 3.7 to 4.k spending every quarter at 5%.  It will look something like:

US Cash+ = 5% Fast Food (Chipotle and Chick fi La are big in my household)

US Cash+ = 5%  Streaming/Cable 

Elan MCP = 5% Utilities

Elan MCP = 5% Cell Phone

Data Points:

Starting Limit = @$2700  Apr= 14.49.  A little disappointed with SL, but no biggie since I AZEO

Current USBank+ CL = 10k.  I reconned them, so perhaps I'll try with Elan.

I applied through Atlantic Union Bank.  I have no previous relationship with them.

I havent applied for a new credit card since 2018.  So I gues that would make me 0/6 0/12 0/24?

1 Inquiry in 2019 for truck loan.

Experian Fico 9 = 850 (Wells Fargo)

Equifax Fico 9 = 850 (Navy Federal)

Vantage 4.0 = 840 (Paypal/Synchrony)

Vantage 3.0 = 830 (Amex/Transunion)

Fico Credit ScoreCard = 825 (Discover)

For whatever those are worth.

[gdale6]

Grats on the new approval, quite a feat on your Ficos too

[Anonymous]

Thank you.  When I started lurking here six years ago I was barely above 600 with a 1k Best Buy CC.  My wife would always laugh and say I was obsessed myFico forums. 

[CreditAggie]

Congratulations on your Elan Max Cash approval!

[AllZero]

Congratulations on your approval!

[cashorcharge]

That's terrific!  Congratulations on your approval!! 🎉🥂

[JoeLuvsHisCredit]

Congratulations 

[Ficoproblems247]

Congrats on your approval! Another member was just able to successfully recon their MCP card to a 10K SL with an additional HP, so it's definitely possible! Good luck if you go for it! 

[Anonymous]

Congrats on the approval and it looks like you've got your spend planned out well category wise with those cards.

[Fico_Salamanca]

Congrats!