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FIA AMEX CLI Question

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H4LO
Established Contributor

FIA AMEX CLI Question

For those of you that have it and asked for a CLI. Couple questions.

 

Who did they pull?

Online or phone?

 

Thanks.

Smiley Happy



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 1 of 20
19 REPLIES 19
heyitsyeh
Frequent Contributor

Re: FIA AMEX CLI Question

I just got a CLI last week.

 

Do it online, they will either give you a quiet offer/counter-offer or call you for further review. Even so, it is very likely for a counteroffer with only SP. I think they pull TU if you want to go further.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 2 of 20
Anonymous
Not applicable

Re: FIA AMEX CLI Question

About a year ago, I asked online and got a straight HP, no counteroffer with SP etc.

Message 3 of 20
H4LO
Established Contributor

Re: FIA AMEX CLI Question

Longtimelurker, who'd they pull? Sorry. I'm on mobile and not able to quote.


Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 4 of 20
Anonymous
Not applicable

Re: FIA AMEX CLI Question


@H4LO wrote:
Longtimelurker, who'd they pull? Sorry. I'm on mobile and not able to quote.

TU for me (in MA)

Message 5 of 20
Anonymous
Not applicable

Re: FIA AMEX CLI Question

I just got this card last Monday and they pulled TU (Kentucky)

Message 6 of 20
Creditaddict
Legendary Contributor

Re: FIA AMEX CLI Question

it's TU, ask for A LOT! like if you have $10k, ask for at least $25k... they will counter... if it's not instant, check back in a couple hours.

Message 7 of 20
H4LO
Established Contributor

Re: FIA AMEX CLI Question

Thank you for submitting your request. In order for your request to be completed, please call 800.294.5217 Monday through Friday between the hours of 8 a.m. and 10 p.m. ET or Saturday between the hours of 8 a.m. and 5 p.m. ET.

 

ARGH. Hopefully I can get around to it, sometime in between school activities and work. Just asked for a modest $5k. 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 8 of 20
Creditaddict
Legendary Contributor

Re: FIA AMEX CLI Question

Call now, won't take long
Message 9 of 20
H4LO
Established Contributor

Re: FIA AMEX CLI Question


@Creditaddict wrote:
Call now, won't take long

I didn't have a chance last night to call in.

I was going to call this morning.

 

Checked my account last night. An increase of $1,000

 

Total Credit Available:$2,500.00

 

How sweet Smiley Happy

I'll probably call in, in a few hours and ask for a little more. 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 10 of 20
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