[FIDELITY REWARDS] Broke $25k ceiling, now $30k!

CashOutReFi · ‎01-30-2024

After several unsuccessful requests to take me beyond $25k, despite spacing them out 6 months, I received a letter from Elan for an unsolicited increase, stating

"Congratulations! We are pleased to inform you that in recognition of the exceptional way you've handled your account, we have increased your revolve limit to $30,000.00."

I have been running about $500/mo through the card and paying in full. Really just stuff in situations I don't trust like online orders and restaurants.

Big day!

First Tech FCU Platinum Mastercard $16,000

Goldman Sachs My GM Rewards Mastercard $12,000

Goldman Sachs Apple Card Mastercard $5,500

TD Bank Target Circle Card Mastercard $5,500

CorpCrMgr1 · ‎01-30-2024

Congratulations on your unexpected CLI!! They are the best IMO.

BigBS · ‎01-30-2024

Wow, that's great! Congratulations!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

SouthJamaica · ‎01-30-2024

Congratulations on your auto CLI.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

nytokyobred79 · ‎01-30-2024

Congrats on breaking the ceiling.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

Traveler101 · ‎01-30-2024

That's what that looks like? I've never seen one from elan/usb. Congratulations 🎊

JoeRockhead · ‎01-31-2024

No better surprise than an auto CLI, congratulations!

citymunky · ‎01-31-2024

How long were you trying to get a CLI before the auto CLI?

Rebuilding since 2021

Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:

Current FICO 8 Scores:

KingRue8500 · ‎01-31-2024

Congrats on your Fidelity Rewards Visa Auto CLI

CreditAggie · ‎02-19-2024

Congratulations on your Fidelity auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

[FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!

Re: [FIDELITY REWARDS] Broke $25k ceiling, now $30k!