I was reading the boards tonight and decided to try the AMEX prequalify tool. I app'd in March, HP and a decline. I have a BK 7 which I filed in 4/2013. I was planning to wait until August to apply hoping the 5 year 1 month time period would be the key but read tonight that it was 5/1 from filing! I couldn't get the prequalify to pop up so I used my cell phone and lo and behold.... I received a prequalify for Delta Skymiles AmEx. I quickly app'd and the darn thing froze up!!!! I cleared it out and tried again... prequalified and this time APPROVED! The limit is just $1000.00 but it came with the 50000 mile bonus with 1000.00 spent over 3 months. I could've used that to pay for my upcoming trips already booked and paid for in May.
A little more background... I have over applied for way more cards than any rational person would admit to, however I had the AMEX on my wish list. I have one more inquiry planned for a new car in June and then I am in the garden for 12 months minimum!!!
My Fico 9 EQ: 656 TU: 675 EX: 674 from April 22.
Congratulations!
Awesome job. Took me 10 years to get off the blacklist
. Enjoy your new Amex
. Enjoy your new Amex