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FINALLY!!! Freedom CLI!

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kobe2012
Established Contributor

FINALLY!!! Freedom CLI!

So, I froze my EX report since I have so many inq on it and yesterday I requested a CLI on my 7 month old freedom with a limit of $1000... They denied me on recon 4 times saying the same thing that I have to unfreeze the report... I called EO today (twice) and they told me the same thing and that they can't do anything about it.... I tried again for the last time and was willing to give them my pin for EX but then, the recon guy (recon number on sticky) said that it was turned down due to lack of history..... I realized that he must've pulled a diff bureau or the EO did (but did not tell me)... the guy asked me a few questions, income, rent, what i'll be using the card for, etc... nothing about my report and BAM! approved me from $1000 to $5000!!!! this is my main card ... took me 7 calls to get it, but it's worth it... not sure if they pulled EQ or TU... I will find out in a few days... never give up people!!!!!

 

.... tomorrow will be my 7th statement....  got approved on EO recon for $500 late oct 2012 then auto last feb  for $1000, now it's $5k.... Smiley LOL ... would I be able to get this to Visa Sig??? and who should I call???


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: FINALLY!!! Freedom CLI!

Persistence paid off! Nice CLI!
Message 2 of 12
kobe2012
Established Contributor

Re: FINALLY!!! Freedom CLI!

thx Lexie!!! I wonder if i should ask them to use the same pull for my Slate to match my freedom... or maybe too soon to ask....


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 3 of 12
Anonymous
Not applicable

Re: FINALLY!!! Freedom CLI!

All they can do is say no.
Message 4 of 12
myjourney
Super Contributor

Re: FINALLY!!! Freedom CLI!

Congrats and I agree with 09Lexie yes its' worth a shot

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 12
kobe2012
Established Contributor

Re: FINALLY!!! Freedom CLI!

I called again and said they have to do another pull since it's a different card... oh well, I'll stick with what I have right now... it's only a two month old card anyway with an ok limit... don't wanna be greedy.... 

 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 6 of 12
Anonymous
Not applicable

Re: FINALLY!!! Freedom CLI!

Sounds like a plan.
Message 7 of 12
Anonymous
Not applicable

Re: FINALLY!!! Freedom CLI!

Wow! What persistence! Congrats....
Message 8 of 12
Anonymous
Not applicable

Re: FINALLY!!! Freedom CLI!

Congrats!  Did you use the EO number from the backdoor thread?

Message 9 of 12
LS2982
Mega Contributor

Re: FINALLY!!! Freedom CLI!


@kobe2012 wrote:

So, I froze my EX report since I have so many inq on it and yesterday I requested a CLI on my 7 month old freedom with a limit of $1000... They denied me on recon 4 times saying the same thing that I have to unfreeze the report... I called EO today (twice) and they told me the same thing and that they can't do anything about it.... I tried again for the last time and was willing to give them my pin for EX but then, the recon guy (recon number on sticky) said that it was turned down due to lack of history..... I realized that he must've pulled a diff bureau or the EO did (but did not tell me)... the guy asked me a few questions, income, rent, what i'll be using the card for, etc... nothing about my report and BAM! approved me from $1000 to $5000!!!! this is my main card ... took me 7 calls to get it, but it's worth it... not sure if they pulled EQ or TU... I will find out in a few days... never give up people!!!!!

 

.... tomorrow will be my 7th statement....  got approved on EO recon for $500 late oct 2012 then auto last feb  for $1000, now it's $5k.... Smiley LOL ... would I be able to get this to Visa Sig??? and who should I call???


CONGRATS!!! Smiley Happy




EQ FICO 548 3/3/16
Message 10 of 12
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