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FNBO $15k

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werthere
Contributor

FNBO $15k

Hello,

 

I received a mailer for an FNBO card. 0% on purchases until 5/21 of next year, 0% on balance transfers until 1/22. My first ever card with this outfit. I've heard nice things about them, and 15 months zero APR on balance transfers got me to apply.

 

$15,000 Instant approval. HP on Experian. Score 797. 11 inquries in the last two years prior to this one. 6% overall utilization. This is my second personal CC in the last six months. Fifth, I believe in a year, and I've gotten 10+ in two years.

 

As, always any questions are welcomed.

Message 1 of 10
9 REPLIES 9
AllZero
Mega Contributor

Re: FNBO $15k

Congratulations on your approval!
Message 2 of 10
CreditMagic7
Mega Contributor

Re: FNBO $15k

congratulations.png

Message 3 of 10
mrcraft
Valued Contributor

Re: FNBO $15k

Congratulations on your approval!!



Message 4 of 10
gdale6
Moderator Emeritus

Re: FNBO $15k

Excellent SL out of FNBO, grats on it Smiley Happy

Message 5 of 10
M_Smart007
Legendary Contributor

Re: FNBO $15k

Congratulations on your FNBO Approval..

Message 6 of 10
cashorcharge
Community Leader
Super Contributor

Re: FNBO $15k

Congratulations on your FNBO Approval!!

Message 7 of 10
cahoot2005
Valued Member

Re: FNBO $15k

Congrats.  What card was this?  I got a mailer this week for FNBO rewards visa with similar 0% offer (purchases and BT till 01/22).  Rewards aren't great, so I didn't pay it much mind until I looked FNBO up on here a bit.  They seem to be pretty generous with CL's so it is now in the possibles spread sheet.  Looking to get a long 0% offer on purchases WITH rewards of some kind in December time frame.  Use it for pocket money while I pay down another 0% offer that expires soon.  Thanks for the data points.

Message 8 of 10
CreditAggie
Community Leader
Super Contributor

Re: FNBO $15k

Congratulations on your FNBO approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 10
werthere
Contributor

Re: FNBO $15k


@cahoot2005 wrote:

Congrats.  What card was this?  I got a mailer this week for FNBO rewards visa with similar 0% offer (purchases and BT till 01/22).  Rewards aren't great, so I didn't pay it much mind until I looked FNBO up on here a bit.  They seem to be pretty generous with CL's so it is now in the possibles spread sheet.  Looking to get a long 0% offer on purchases WITH rewards of some kind in December time frame.  Use it for pocket money while I pay down another 0% offer that expires soon.  Thanks for the data points.


I'm assuming this is their standard issue card. I don't think what I got was a rewards card. I didn't see any mention of rewards of any kind on the mailer.

Message 10 of 10
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