So...
I said I wasn't going to app. But truthfully, the moment I knew all of my inquiries were officially aged 1 year or more, I was feeling tempted. As far as my profile, all of my FAKOS are around 770 on all three accounts, no lates/derogatories, with 2 EX inquires (1 from 07/2013, 1 from 04/2014), and 1 TU inquiry (from 04/2014). I don't app much, at ALL, but the low APR made this card really attractive to me. So yesterday at around 2 in the morning I went ahead and pulled the trigger. I'm surprised that I got a response so quickly, as I hear FNBO usually takes a few days to manually review if you aren't an instant approval.
I have no clue who they pulled, as I only get scores from FAKOS (CK/CS/Credit . com) and don't have daily monitoring. From what I've read though about others who applied, it's likely that they pulled EX.
Welp, $5k more to the pool!
@leoment wrote:So...
I said I wasn't going to app. But truthfully, the moment I knew all of my inquiries were officially aged 1 year or more, I was feeling tempted. As far as my profile, all of my FAKOS are around 770 on all three accounts, no lates/derogatories, with 2 EX inquires (1 from 07/2013, 1 from 04/2014), and 1 TU inquiry (from 04/2014). I don't app much, at ALL, but the low APR made this card really attractive to me. So yesterday at around 2 in the morning I went ahead and pulled the trigger. I'm surprised that I got a response so quickly, as I hear FNBO usually takes a few days to manually review if you aren't an instant approval.
I have no clue who they pulled, as I only get scores from FAKOS (CK/CS/Credit . com) and don't have daily monitoring. From what I've read though about others who applied, it's likely that they pulled EX.
Welp, $5k more to the pool!
Time to go for a Prestige!
@Anonymous wrote:
@leoment wrote:So...
I said I wasn't going to app. But truthfully, the moment I knew all of my inquiries were officially aged 1 year or more, I was feeling tempted. As far as my profile, all of my FAKOS are around 770 on all three accounts, no lates/derogatories, with 2 EX inquires (1 from 07/2013, 1 from 04/2014), and 1 TU inquiry (from 04/2014). I don't app much, at ALL, but the low APR made this card really attractive to me. So yesterday at around 2 in the morning I went ahead and pulled the trigger. I'm surprised that I got a response so quickly, as I hear FNBO usually takes a few days to manually review if you aren't an instant approval.
I have no clue who they pulled, as I only get scores from FAKOS (CK/CS/Credit . com) and don't have daily monitoring. From what I've read though about others who applied, it's likely that they pulled EX.
Welp, $5k more to the pool!
Time to go for a Prestige!
Haha I can't!
I've already made my way out the garden enough! I have just under 20k TYP stored up, so they're just gonna sit there until I decide what to do later. The Presige will still be around 
