FNBO Evergreen Approval

[NoMoreE46]

Way excellent post @CardHunter.

[Beefy1212]

They use Fico 9 bankcard,

First cli is at 6mo, then every 4 months. Cli are softpulls, unless you request a number higher than the system spits out.

[Rebuild2019]

Congrats on your FNBO approval. 

[TSlop]

Congrats on your approval!

[CardHunter]

---

@Beefy1212 wrote:

They use Fico 9 bankcard,

First cli is at 6mo, then every 4 months. Cli are softpulls, unless you request a number higher than the system spits out.

---

Thank you for the info. I heard they were pretty good at auto CLI but in case they forget I will be giving them a call in 6 months to try my luck.

[Beefy1212]

---

@CardHunter wrote:

---

@Beefy1212 wrote:

They use Fico 9 bankcard,

First cli is at 6mo, then every 4 months. Cli are softpulls, unless you request a number higher than the system spits out.

---

Thank you for the info. I heard they were pretty good at auto CLI but in case they forget I will be giving them a call in 6 months to try my luck.

---

They never gave me an ACLI, at 9 months I called in and they gave me 5k, called in again 4 months later and got exactly 5k more, I was told I could ask for more but it would be a hard pull. I would go ahead and just put it on your calendar to call in at 6 months whether they give you a ACLI or not.

[CardHunter]

---

@Beefy1212 wrote:

---

@CardHunter wrote:

---

@Beefy1212 wrote:

They use Fico 9 bankcard,

First cli is at 6mo, then every 4 months. Cli are softpulls, unless you request a number higher than the system spits out.

---

Thank you for the info. I heard they were pretty good at auto CLI but in case they forget I will be giving them a call in 6 months to try my luck.

---

They never gave me an ACLI, at 9 months I called in and they gave me 5k, called in again 4 months later and got exactly 5k more, I was told I could ask for more but it would be a hard pull. I would go ahead and just put it on your calendar to call in at 6 months whether they give you a ACLI or not.

---

Oh okay, gotcha. Thanks again for the info and the date is marked.