Got a flier from FNBO offering a card with 0% APR on balance transfers and purchases for 15 months. No annual fee either. SInce I've got a nice tax bill due, I figured, why not? Applied online with the codes included in the flier and got instantly approved for $8500. The card arrives in the mail in 7-10 days.
Surprised given the number of recent accounts and inquiries within the last 12 months on my EX report. Not complaining though!
EX 700
Squarely in LOL/24 territory, but maybe only 6 INQs in the last 12 months
Maybe 4 or 5 new accounts in the same time frame
11% UTI
Reason you were approved was due to that mailing otherwise would have been denied for inquiries they are pretty sensitive to lots of those. Congrats on the card 
Congratulations on your approval!
@gdale6 wrote:
Reason you were approved was due to that mailing otherwise would have been denied for inquiries they are pretty sensitive to lots of those. Congrats on the card
Yup, that's exactly what I was thinking. Works for me!
Congrats. All your cards have very nice limits which is my goal one day
