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FNBO Speedway Mastercard CLI

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Sbrav77
Regular Contributor

FNBO Speedway Mastercard CLI

I was checking my FNBO cards for CLI eligibility online.  My Evergreen card wasn't eligible.  My Speedway Mastercard popped up asking for monthly income, requested limit etc. I was at $7500.00 cl and decided to go ahead and ask for a $10,000 limit.  Hit submit and instantly approved with no hard pull. Does anyone know if there is a combined limit on FNBO cards that once reached will trigger income verification request?

Message 1 of 14
13 REPLIES 13
CorpCrMgr1
Valued Contributor

Re: FNBO Speedway Mastercard CLI

Congratulations on your CLI!

Message 2 of 14
BigBS
Senior Contributor

Re: FNBO Speedway Mastercard CLI

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 14
Shooting-For-800
Senior Contributor

Re: FNBO Speedway Mastercard CLI


@BigBS wrote:

Congrats on the CLI!



Congrats!

I have more than $50k TCL between 2 cards with FNBO and no POI requirements.

YMMV.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 4 of 14
gorgon
Established Contributor

Re: FNBO Speedway Mastercard CLI

Congrats on your CLI

Message 5 of 14
Rdbeetle
Valued Contributor

Re: FNBO Speedway Mastercard CLI

That's a nice increase. Congrats!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 6 of 14
Sbrav77
Regular Contributor

Re: FNBO Speedway Mastercard CLI

It's the second $2500.00 cli in about 4 months time on the card.

Message 7 of 14
Traveler101
Established Contributor

Re: FNBO Speedway Mastercard CLI

Congratulations 🎊 

Message 8 of 14
nytokyobred79
Valued Contributor

Re: FNBO Speedway Mastercard CLI

Congrats on your FNBO cli. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 14
RealEstateGuy89
Frequent Contributor

Re: FNBO Speedway Mastercard CLI


@Sbrav77 wrote:

I was checking my FNBO cards for CLI eligibility online.  My Evergreen card wasn't eligible.  My Speedway Mastercard popped up asking for monthly income, requested limit etc. I was at $7500.00 cl and decided to go ahead and ask for a $10,000 limit.  Hit submit and instantly approved with no hard pull. Does anyone know if there is a combined limit on FNBO cards that once reached will trigger income verification request?


Very nice CLI! Congratulations! I am at $25k on my Evergreen card and they told me that I am at the Max without a hard pull. On a different FNBO rewards card, I am at $21k and then I will be at the Max as well.

 

It's possible at that point I could be asked for income verification along with the hard pull, but I have never heard of anyone reporting POI verification after approval.  .  Good luck on growing your FNBO card. 

Message 10 of 14
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