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FNBO

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sourpuss29
Frequent Contributor

Re: FNBO

Congrats on your approval!🎉

I don't know much about FNBO, but why didn't you accept the 15k pre-qual?

Message 11 of 15
gdale6
Moderator Emeritus

Re: FNBO

Grats on your new FNBO card!
Message 12 of 15
BessTruman
Regular Contributor

Re: FNBO


@Anonymous wrote:

@BessTruman wrote:

After reading all about how FNBO was so generous I decided to see if I would pre-qualify.  Well...I did..for $15,000.   I didn't accept at that time.  Then a week later I got an invite through the mail.   I typed in all the info and was approved for $5600.  lol    Oh well.   I hear it grows pretty quickly so I will wait and watch the growth.   My FICO scores across the board hover around 730.    UTIL is 15%.    


Where did you hear that? Unless I have missed on that, this card doesn't grow much. Very rarely...only 1% of cardholders get CLI thru SP after 6 months or so, otherwise there would always be a HP for CLI. And if you have to burn a HP then you are better off applying a new card with any lender. Having said that, this card doesn't grow much unless you want to burn a HP every time and qualify for CLI....

 


Oh NO......lol  I read it on here somewhere.   ARRGH.      

Message 13 of 15
BessTruman
Regular Contributor

Re: FNBO


@Anonymous wrote:

@BessTruman wrote:

After reading all about how FNBO was so generous I decided to see if I would pre-qualify.  Well...I did..for $15,000.   I didn't accept at that time.  Then a week later I got an invite through the mail.   I typed in all the info and was approved for $5600.  lol    Oh well.   I hear it grows pretty quickly so I will wait and watch the growth.   My FICO scores across the board hover around 730.    UTIL is 15%.    


Where did you hear that? Unless I have missed on that, this card doesn't grow much. Very rarely...only 1% of cardholders get CLI thru SP after 6 months or so, otherwise there would always be a HP for CLI. And if you have to burn a HP then you are better off applying a new card with any lender. Having said that, this card doesn't grow much unless you want to burn a HP every time and qualify for CLI....

 


Oh NOOOOOO lol

Message 14 of 15
BessTruman
Regular Contributor

Re: FNBO


@sourpuss29 wrote:

Congrats on your approval!🎉

I don't know much about FNBO, but why didn't you accept the 15k pre-qual?


I was trying not to open new lines of credit.     ARRGGHH  lol    Oh well.   

Message 15 of 15
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