When I asked for my CLI, with a HP, I asked for $5000. I wasn't thinking about it the right way. I wanted to get a higher limit and I thought with all the new accounts and inquiries that they would counter. They gave it to me, darn it I should have said $10,000 and gotten that counter offer.
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
