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Feeling the approval love from AmEx (& others)

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Seth415
New Member

Feeling the approval love from AmEx (& others)

As I mentioned in previous post, I've been working for a couple years to rebuild my credit and the work has paid off!  Starting in May, I was approved for the Amazon Prime Chase card (5k SL, any way over 5/24), then the Delta Gold AmEx (1k sl), followed by Citi Custom Cash (very small 500 sl), CapOne Savor (500sl) and today the AmEx Platinum charge card (Exp 729)... I really longed for this card because of the travel benefits. 

 

I did the new Amex process where you can apply and find out if you are approved, with HI inly if you accept.  Interesting I haven't gotten HI alert yet, even after accepting and getting card number.  I like their new process of finding out approval with out HI.  Also love they send card next day air (granted I'm paying for the luxury with the annual fee, but worth it for my travel habits). Also got the 125k bonus points.

 

Just really excited, and to the garden now for a year.  Just wanted to share, it's a slow process, but great to start seeing the results. 

Message 1 of 22
21 REPLIES 21
CreditMagic7
Mega Contributor

Re: Feeling the approval love from AmEx (& others)

Congratulations on those new approvals and the effort to establish with them.

Message 2 of 22
GatorGuy
Valued Contributor

Re: Feeling the approval love from AmEx (& others)

👏 Congratulations on the approvals and nice SUB!

Message 3 of 22
dcp0524
Regular Contributor

Re: Feeling the approval love from AmEx (& others)

Congrats on all of those approvals! 🎉🎉

 

Amex is known to soft pull approve existing customers the majority of the time. Some still get a HP though so always expect a HP and be happy with a SP. Looks like your Platinum was a SP approval if you haven't received a notification yet! Yay. Congrats on that as well!

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 4 of 22
MCM1
Regular Contributor

Re: Feeling the approval love from AmEx (& others)

If you were already an Amex card holder it should have only been a soft pull inquiry.  Did they do a hard inquiry on you for the app?  

Message 5 of 22
Anonymous
Not applicable

Re: Feeling the approval love from AmEx (& others)

@Seth415  Yes, Amex is in a league of their own. Nobody does it better than American Express.

Message 6 of 22
Anonymous
Not applicable

Re: Feeling the approval love from AmEx (& others)

@Seth415  Are you saying you were approved for the Chase Amazon credit card, and you were already over 5/24 when you applied?

Message 7 of 22
Elpadrino1
Valued Contributor

Re: Feeling the approval love from AmEx (& others)

Congratulations on your new approvals!!

Message 8 of 22
Seth415
New Member

Re: Feeling the approval love from AmEx (& others)

Indeed I was, I only tried because I got the pre qualified notification.   I was very surprised. 

Message 9 of 22
babygirl1256
Senior Contributor

Re: Feeling the approval love from AmEx (& others)

Congrats on your Chase Amazon Prime card, your Delta Gold Amex, your Citi Custom Cash, your CapOne Savor and your Amex Platinum charge card approvals . . . what-a-spree . . . that's sweet!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 22
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