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Fell off the wagon

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b_diddy
Established Contributor

Re: Fell off the wagon

<giggling> Congrats!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 11 of 17
Anonymous
Not applicable

Re: Fell off the wagon

Congrats!
Message 12 of 17
MissMoni223
Senior Contributor

Re: Fell off the wagon

CONGRATS on your App Spree & WELCOME back to the Garden.  In reference to Capital One, you can always contact the EO about an APR reduction, which they are typically pretty good about.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 13 of 17
alvon123
Super Contributor

Re: Fell off the wagon

congrats


Message 14 of 17
lord_kinbote
Established Contributor

Re: Fell off the wagon

Congrats!!  Not to hijack your thread, but has anyone had an AA for opening too many new accounts?  I just opened 9 in the last two weeks;

 

-AMEX BCE

-Barclay Sallie Mae

-Chase Amazon.com Rewards

-Chase Freedom

-Citi Double Cash

-Discover IT

-NASAFCU

-Sychrony Bank - PayPal Extras MC

-US Bank 123 Rewards

 

75k in all!  Now I am just paranoid they are all going to AA and close my accounts or drop my CL.  All those apps cost my a max of 4 inq on EX.  EQ/TU only show 3.  My scores are rebounding from the new accounts/inq as a balance is reported - albeit a very small one.

 

Message 15 of 17
BUN
Established Contributor

Re: Fell off the wagon


@jamesdwi wrote:

@BUN wrote:
I find it a bit disturbing that OP is talking aboutapping like credit cards are crack or heroinie; "twitching" "fell off the wagon" and the like..

credit card addictions are a power ful thing, you start out doing store cards, and shopping cart tricks, hitting luv-buttons monthly, then weekly, and even hourly anything to get your fix, then your triple pulling CapOnes, then you move on to AMEX to get your MSD, and doing 3x CLI's just 61 days later, then you are apping for revolvers, and then try to get in with Chase Freedom, for revolving 5% categories, and then slate, and considering consolidating CL's to get 5k CLI's so you can mainline CSP's, and then you  are moving into big boy land where injecting $475 AF's for AMEX platinum, and then joining Clubs, and user groups to get that NASA High that will put you on the Space Shuttle. 

 

 


ROTFLMAO!!!!! Well done! Smiley LOL

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 16 of 17
ddemari
Super Contributor

Re: Fell off the wagon

August was a good month for me- chase barclays and amex approvala

September just as good qs visa and ventureone visa signature

October needs to be my garden start, starting tomorrow.

Jcrew today 3.5k ans tjx (defeated with low limit store card).

My problem is this, I have been rebuilding hard-core for the past few years and last month my chapter 7 bankruptcy fell off my reports. Now im app crazy but neeeeed to stoppppp
Message 17 of 17
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