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Few Chase CLI's got me so close...

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Cashbackjunky
Established Contributor

Few Chase CLI's got me so close...

Hey Gang!

Friendly PSA to call Chase for a CLI even if you get the message via the app that says "A credit limit increase isn't available for this card right now. Updating your income may increase the availability of offers."

 

I was bored tonight, so I decided to check on CLI availability on my chase cards, since it's now a soft pull. I've not had any luck since the switch to soft pull (I've checked the mobile app and kept getting the 'not available' message).

I got that same message today on all 4 of my cards. I decided to call on my Amazon card and ask for an increase (I read on here that calling can yield better results if you get the 'not available' message on the app).

INCREASED from $18,600 ~~~> $22,300

 

I decided to hang up and call back to request an increase on my Freedom Flex card. 

 

INCREASED from $10,000 ~~~> $16,000

 

Hung up and called back to request an increase on my Freedom Unlimited card.

 

INCREASED from $35,000 ~~~> $41,000

 

Hung up and called back to request an increase on my OG Freedom card

 

DENIED stayed at $14,500

 

The only card I've put ANY spend on recently is the Amazon card. I'm not sure why the OG Freedom was denied buuuuut I am DEFINITELY not complaining.

 

After those CLI's, I'm SOOOO close to the $500k club.

 

Cheers!

AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $31k | | BofA Customized Cash - $99.9k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $30k | | CapOne Savor One - $17.25k | | Chase Amazon - $29.7k | | Chase Freedom Unlimited - $46.5k | | Chase Freedom - $25.5k | | Chase Freedom Flex - $25k | | Citi Custom Cash - $21.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $25.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PayPal Cashback Mastercard - $20k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k

FICO Score 8:
836 INQ:
2
835 INQ:
4
848 INQ:
7
FICO Bankcard Score 8:
863 INQ:
2
877 INQ:
4
888 INQ:
7

TCL: $604.95k CCs:23 AAoA: 6yr 9mo Util: ~1% Derog: 0

Mortgage: $207.9k Car Loan 1: $17.9k Car Loan 2: $20.1k
Message 1 of 24
23 REPLIES 23
CreditMagic7
Mega Contributor

Re: Few Chase CLI's got me so close...

Congratulations!

Message 2 of 24
KingRue8500
Senior Contributor

Re: Few Chase CLI's got me so close...

Congrats on your Chase CLI's




Message 3 of 24
SouthJamaica
Mega Contributor

Re: Few Chase CLI's got me so close...


@Cashbackjunky wrote:

Hey Gang!

Friendly PSA to call Chase for a CLI even if you get the message via the app that says "A credit limit increase isn't available for this card right now. Updating your income may increase the availability of offers."

 

I was bored tonight, so I decided to check on CLI availability on my chase cards, since it's now a soft pull. I've not had any luck since the switch to soft pull (I've checked the mobile app and kept getting the 'not available' message).

I got that same message today on all 4 of my cards. I decided to call on my Amazon card and ask for an increase (I read on here that calling can yield better results if you get the 'not available' message on the app).

INCREASED from $18,600 ~~~> $22,300

 

I decided to hang up and call back to request an increase on my Freedom Flex card. 

 

INCREASED from $10,000 ~~~> $16,000

 

Hung up and called back to request an increase on my Freedom Unlimited card.

 

INCREASED from $35,000 ~~~> $41,000

 

Hung up and called back to request an increase on my OG Freedom card

 

DENIED stayed at $14,500

 

The only card I've put ANY spend on recently is the Amazon card. I'm not sure why the OG Freedom was denied buuuuut I am DEFINITELY not complaining.

 

After those CLI's, I'm SOOOO close to the $500k club.

 

Cheers!


Congratulations on the CLI's and thank you for that very helpful information.


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 706 TU 701 EX 692




Message 4 of 24
NoMoreDebt
Senior Contributor

Re: Few Chase CLI's got me so close...

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 5 of 24
JoeRockhead
Senior Contributor

Re: Few Chase CLI's got me so close...

Very nice all around, congratualtions!

Message 6 of 24
Creditwiser
Valued Contributor

Re: Few Chase CLI's got me so close...

You definitely had a good night !  Congrats on your CLI's !

NFCU Visa 35k | NFCU Platinum 35k | Cap1 QS 13K | Cap1 QS 11.5K | Barclay MC 15k | Delta Gold Amex 35K | Discover IT 18K | CFNA FS 3200 | CareCredit 20k| PayPal Credit 7k |
Message 7 of 24
brilliantadventure
Valued Member

Re: Few Chase CLI's got me so close...

Wow, you had a successful evening of Chase phone calls! Congrats on your CLIs!

FICO 8 (7/2024): EQ 775 | EX 773 | TU 749

Amex Platinum Biz NPSL | Amex Green NPSL | NFCU Platinum $25,000 | Amex Blue Cash Everyday $25,000 | Synchrony Verizon Visa $20,000 | Discover It $15,000 | Wells Fargo Reflect $14,000 | Chase Sapphire Preferred $12,000 | Chase Freedom Flex $12,000 | NFCU CashRewards $12,000 | Chase Prime Visa $11,300 | Amex Blue Business Plus $10,000 | Capital One SavorOne $8,000 | Apple Card $4,000 | Capital One Quicksilver $500
Message 8 of 24
Marmot
Frequent Contributor

Re: Few Chase CLI's got me so close...

Fantastic CLIs, Congratulations!!!

Message 9 of 24
Rdbeetle
Valued Contributor

Re: Few Chase CLI's got me so close...

Congrats on your 3 CLIs!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 797 I EX 789 I TU 793
Message 10 of 24
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