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Few cli's from Nfcu and comenity

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NursePurse
Frequent Contributor

Few cli's from Nfcu and comenity

NFCU cashrewards visa opened 3/14 with $5,000 starting limit, cli of $1,000 last month, just did another online cli (asked for $4,000 cli and got instant counter offer for $1,500 so my credit limit is now $7,500)

J.crew opened in Dec with a $250 credit line, hit love button every month when I get an email notification that my  new statement is ready, card now stands at $1050 

True Value Store card starting limit in December was $250 or $300 cant remember, ame thing with J.crew and limit is now $950

Put about $30 total on True Value and J.crew since I've had the cards. I will make a small purchase on both cards or the new limits will not report to the CRA's

 

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 1 of 13
12 REPLIES 12
-Wade-
Valued Contributor

Re: Few cli's from Nfcu and comenity


@NursePurse wrote:

NFCU cashrewards visa opened 3/14 with $5,000 starting limit, cli of $1,000 last month, just did another online cli (asked for $4,000 cli and got instant counter offer for $1,500 so my credit limit is now $7,500)

J.crew opened in Dec with a $250 credit line, hit love button every month when I get an email notification that my  new statement is ready, card now stands at $1050 

True Value Store card starting limit in December was $250 or $300 cant remember, ame thing with J.crew and limit is now $950

Put about $30 total on True Value and J.crew since I've had the cards. I will make a small purchase on both cards or the new limits will not report to the CRA's

 


Congrats on your CLI's Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 13
gdale6
Moderator Emeritus

Re: Few cli's from Nfcu and comenity

Grats on your CLIs Smiley Happy

Message 3 of 13
Anonymous
Not applicable

Re: Few cli's from Nfcu and comenity

Congrats!
Message 4 of 13
B335is
Moderator Emeritus

Re: Few cli's from Nfcu and comenity


@NursePurse wrote:

NFCU cashrewards visa opened 3/14 with $5,000 starting limit, cli of $1,000 last month, just did another online cli (asked for $4,000 cli and got instant counter offer for $1,500 so my credit limit is now $7,500)

J.crew opened in Dec with a $250 credit line, hit love button every month when I get an email notification that my  new statement is ready, card now stands at $1050 

True Value Store card starting limit in December was $250 or $300 cant remember, ame thing with J.crew and limit is now $950

Put about $30 total on True Value and J.crew since I've had the cards. I will make a small purchase on both cards or the new limits will not report to the CRA's

 


Congrats!  Wow I wish I had a way in to NFCU.

 

Message 5 of 13
alvon123
Super Contributor

Re: Few cli's from Nfcu and comenity

congrats


Message 6 of 13
CreditHealthy
Established Contributor

Re: Few cli's from Nfcu and comenity

Congrats! Was the NFCU cash rewards a hard or soft pull on your credit report?

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 7 of 13
NursePurse
Frequent Contributor

Re: Few cli's from Nfcu and comenity

Not sure yet. It was an instant counter offer approval but I'll be able to check tomorrow when I do my daily credit report pulls. And thank you!
EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 8 of 13
BigBS
Senior Contributor

Re: Few cli's from Nfcu and comenity

Congrats on the CLIs!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 9 of 13
CreditHealthy
Established Contributor

Re: Few cli's from Nfcu and comenity

OK keep us posted!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 10 of 13
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