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@JUNE2012 wrote:OK keep us posted!
Hi June
I just checked all 3 credit bureau's (I actually use credit monitiring through the real Equifax, TU, and Experian sites)
NFCU must have used the hp for my first cli request back in April of this year? Becuase I have no hp's showing up and there are also no sp's from NFCU, so it seems as if it was neither an "official sp" and it was definitely not a hp. Hope that helps.
and thanks again everyone, I've come a lonnnnnnng way since rebuilding starting in November of 2013 with ZERO credit cards as I have not even applied for a credit card for 10+ years prior to November 2013. I've never had any type of BK but I did have a lot of credit and student loans at a young age that finally caught up with me i my early 20's and since then I didn't even consider trying to apply for a credit card, but now...With DETERMINATION, LOTSSSSS of research on myfico forums, it CAN happen ![]()
Congrats! Thanks for sharing.