Fidelity Bank Visa Platinum Approval

[Thatgenesgirl]

Soooo I got a bit miffed after AmEx denied me a CLI after 6 years, decent spend, 0$ balance. Stuck at my 4K starting limit. Hmmpph.

Got a mailer for the Fidelity Visa Platinum over the weekend. Was just irritated enough to apply. I'll show them! Auto approved with a $9,500 starting limit. Not some of those great 25K starting limits I've seen, but not nothing either. They asked me on the app if I'd be interested in a balance transfer (0% for 18 months, Balance transfer fee 3%) I indicated "Why yes please, that would be lovely" to the tune of 8K, which I suspect influenced the starting limit. 10 year checking, savings, business checking, business card, and auto loan history with them. Self employed, which most lenders don't love. Have a bit of credit card debt due to some life things, which I've been paying down consistently. They pulled TU, but I'm not sure which flavor. Other datapoints:

TU 8 score: 737

Inquiries: 0 (until today)

Income: 92K

Length of Credit (with TU specifically) 17 years

[CreditMagic7]

Congratulations on your Fidelity Plat Visa Approval!

[BigBS]

Congrats on that approval! It's a nice 2% card that should grow nicely.

[Creditwiser]

Congrats on your Fidelity approval !

[KingRue8500]

Congrats on your Fidelity Bank Visa Platinum approval

[Gunnerboy]

Congrats!  At first, I thought this was about the Fidelity (Investments) Rewards Visa...

[Marmot]

Congratulations and thanks for the DPs!!!

[CreditAggie]

Congratulations on your Fidelity Bank Visa Platinum approval!

[JoeRockhead]

Nice SL and approval, congratulations!

[Thatgenesgirl]

Thank you, and that is the plan! This one and NFCU will become my daily drivers. They reward loyalty and good behavior. To the sock drawer with AmEx.