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Fidelity® Private Client American Express® Approved $50,000 *UPDATE*

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FinStar
Moderator Emeritus

Fidelity® Private Client American Express® Approved $50,000 *UPDATE*

I met with my Fidelity investement advisor yesterday to go over the usual portfolio stuff and while we were discussing different products, his system displayed I had two Fidelity card pre-approvals (the VISA and AMEX).  So, I mentioned that I already had the AMEX (plus other BOA CCs) but then after looking a bit closely he confirmed it was for the Private Client version (didn't know you could have both!).   Needless to say, my arm was twisted, again Smiley Tongue

 

It went into pending status, then a quick call from his office to the Dedicated UW team got it all sorted out in less than 5 minutes (address/ID verification) - $20,000 approval.  Then, we had a discussion about the $200 AF and he was going to get it waived once the account # was generated (I have substantial assets with BOA and ML/Fidelity).  So, now I'm considering (possibly) combining both Fidelity AMEX CLs - the UW analyst (who gave me his ext#) mentioned it could be done and likely won't have to do a 2nd HP (approval was EX and CLIs/reallocations are typicaly TU).  The account showed up this morning already linked to my existing FIA profile.  BOA is just amazing!

 

Sorry joedtx, couldn't pass up the AF waiver Smiley Tongue

 

 

Fidelity Private Client AMEX.jpg

 

 

 

 

***Update as of 5/20/15***

 

So, per Creditaddict's nudge and guidance in the most recent posts, I decided to follow up with the UW contact I spoke with a couple days ago about consolidating both Fidelity cards into one account and keeping the Private Client AMEX.  I had also asked about a CLI to $50K (just to even things out I suppose) and after a back and forth for about 25 minutes while he reviewed the overall BOA/FIA/ML relationship, etc - approved for consolidation and new CL $50,000.  Thanks Creditaddict Smiley Tongue

 

 

Fidelity Private Client AMEX Combined & CLI.jpg

Message 1 of 89
88 REPLIES 88
I-think-I-can
Valued Contributor

Re: Fidelity® Private Client American Express® Card Approved $20,000

Wow! Congrats!! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 2 of 89
Anonymous
Not applicable

Re: Fidelity® Private Client American Express® Card Approved $20,000

Congrats FinStar.  Good limit and lots of potential.  Good to see your accounts with them paying off.

Message 3 of 89
FinStar
Moderator Emeritus

Re: Fidelity® Private Client American Express® Card Approved $20,000


@I-think-I-can wrote:

Wow! Congrats!! Smiley Happy


Thanks I-think-I-can!

Message 4 of 89
FinStar
Moderator Emeritus

Re: Fidelity® Private Client American Express® Card Approved $20,000


@Anonymous wrote:

Congrats FinStar.  Good limit and lots of potential.  Good to see your accounts with them paying off.


Thanks Irish Smiley Happy  At first I had to consider the AF (besides the other CCs with Afs I just got approved recently), but after he was willing to get me the AF waived, I was like SOLD - what do I need to press!  Smiley Tongue

Message 5 of 89
chalupaman
Super Contributor

Re: Fidelity® Private Client American Express® Card Approved $20,000

Congrats, Fin!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 89
baller4life
Super Contributor

Re: Fidelity® Private Client American Express® Card Approved $20,000

Finstar Finstar he's our man!! Balllllin!!!

Message 7 of 89
FinStar
Moderator Emeritus

Re: Fidelity® Private Client American Express® Card Approved $20,000


@chalupaman wrote:

Congrats, Fin!


Thanks popa!

Message 8 of 89
FinStar
Moderator Emeritus

Re: Fidelity® Private Client American Express® Card Approved $20,000


@baller4life wrote:

Finstar Finstar he's our man!! Balllllin!!!


Awe shucks! Smiley Tongue  Thank you baller!

Message 9 of 89
Anonymous
Not applicable

Re: Fidelity® Private Client American Express® Card Approved $20,000

Very nice.. Congrats..

Message 10 of 89
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