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Fidelity Rewards Visa Signature Approved!

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MsSecondChance
Regular Contributor

Fidelity Rewards Visa Signature Approved!

While checking into my Fidelity Investment account tonight, I decided to give the application for their Visa a try and was approved for $4500.   Received a notification that they pulled Equifax which is my lowest score currently at 649 according to myFICO.  I was hoping they would pull Transunion.  
My rebuild journey continues.

IMG_0352.jpeg

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806
Message 1 of 14
13 REPLIES 13
Patient957
Valued Contributor

Re: Fidelity Rewards Visa Signature Approved!

Nice approval.  Congrats!

Message 2 of 14
JoeRockhead
Community Leader
Super Contributor

Re: Fidelity Rewards Visa Signature Approved!

Nice, congratulations on your approval!

Message 3 of 14
Thomas_Thumb
Senior Contributor

Re: Fidelity Rewards Visa Signature Approved!

Congrats! Enjoy the new card.

 

That's a huge point spread among the 3 CRAs. Is EQ stubbornly holding onto the BK or other major derog that was removed fron EX and TU reports?

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 4 of 14
Rebuild2019
Valued Contributor

Re: Fidelity Rewards Visa Signature Approved!

Congratulations on your approval and CL @MsSecondChance 


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 5 of 14
c00mtg
Established Member

Re: Fidelity Rewards Visa Signature Approved!

 Nice card to have!!


I just got approved for this as well this week with a Ch13 on my CRs.





SDFCU $500
Chase Sapphire Preferred $24.2K
Chase IHG $33.1K
BOA Alaska $22K
Capital One Venture $35K
Home Depot $5K
Fidelity Visa $11k
PendFed Cash Rewards $12.5K
USAA Platinium Rewards $5K
Capital One Potterybarn $19.5K
Amazon Visa $6K
AMEX Bread $8.9K
Message 6 of 14
cashorcharge
Community Leader
Super Contributor

Re: Fidelity Rewards Visa Signature Approved!

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 14
MsSecondChance
Regular Contributor

Re: Fidelity Rewards Visa Signature Approved!


@Thomas_Thumb wrote:

Congrats! Enjoy the new card.

 

That's a huge point spread among the 3 CRAs. Is EQ stubbornly holding onto the BK or other major derog that was removed fron EX and TU reports?


Yes! TU was nice enough to EE my ch 13 back in December which gave me a nice bump.  It's still showing on both my EQ and EX reports and is scheduled to fall off on June 1st of this year.  I'm looking forward to seeing the score boost when it does.

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806
Message 8 of 14
MsSecondChance
Regular Contributor

Re: Fidelity Rewards Visa Signature Approved!

Thanks everyone!!

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806
Message 9 of 14
Zoostation1
Valued Contributor

Re: Fidelity Rewards Visa Signature Approved!

Congrats on the approval!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
May 2026 FICO 8:
May 2026 FICO 9:
May 2026 FICO 10:
May 2026 FICO 10T:
Message 10 of 14
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