cancel
Showing results for 
Search instead for 
Did you mean: 

Fidelity Rewards Visa Signature

tag
RaidOps26
New Member

Fidelity Rewards Visa Signature

Good morning, all. These are the stats from my recent application. I applied and got instant approval for $25,000 starting CL. At the time of application:

 

  • 160K income
  • Elan did a hard pull of Equifax (Texas resident).
  • EQ stats were 0/6, 1/12, 1/24 for new accounts. Inquiries were 0/6, 1/12, 3/24.
  • EQ score of 801
  • 4% credit card utilization rate

Some potential contributing factors:

 

  • My only history with US Bank is a personal loan that is approximately four years of age.
  • I have a cash management, investment account, and traditional IRA with Fidelity.

 

Hopefully, this information is useful to some. I see a good amount of members on here getting stuck with a $500 starting CL with this card.

Message 1 of 12
11 REPLIES 11
JoeRockhead
Community Leader
Super Contributor

Re: Fidelity Rewards Visa Signature

Welcome to the forum. Very nice SL, congratulations on your approval!

Message 2 of 12
gdale6
Moderator Emeritus

Re: Fidelity Rewards Visa Signature

What a fantastic SL for you, huge grats to ya!

Message 3 of 12
M_Smart007
Legendary Contributor

Re: Fidelity Rewards Visa Signature

Congratulations on your Approval 🎉

Message 4 of 12
BigBS
Senior Contributor

Re: Fidelity Rewards Visa Signature

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 12
Blender
Established Contributor

Re: Fidelity Rewards Visa Signature

Congrats on your Fidelity Rewards Visa Signature approval and health SL!

10/2024


Message 6 of 12
NoMoreDebt
Senior Contributor

Re: Fidelity Rewards Visa Signature

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 7 of 12
SouthJamaica
Mega Contributor

Re: Fidelity Rewards Visa Signature

Welcome to the forum.

 

Congratulations on a very nice approval.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 12
Legally_Speaking2512
Frequent Contributor

Re: Fidelity Rewards Visa Signature

That's phenomenal - congrats. Thank you for the data points and great looking credit file as well.

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 9 of 12
coreyb80
Super Contributor

Re: Fidelity Rewards Visa Signature

Congrats on the strong approval!

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.