Fifth Third Bank (5/3rd) approved

12njoy · ‎03-13-2014

@patrick00032001 wrote:
Fifth Third utilizes the TU Classic 04 FICO model, its basically a mortgage score! Congrats on your approval!

Thank you for that information. Oops I probably shouldn't have applied for US Bank then with an actual TU FICO of 702

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

patrick00032001 · ‎03-13-2014

US Bank also utilizes the Classic 04 model as well! I promise you, if you call underwriting services at US Bank and ask them what your score is, which they will tell you, it will match your other score from Fifth Third exactly!

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Involver · ‎03-13-2014

Congrats on the approval. Just got this card myself, and I wish they wouldve pulled my 08 instead of my 04 haha.

asphaltcowboy · ‎03-13-2014

Congrats on the approval, you're on a roll for sure!!

Best of luck to you

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

12njoy · ‎03-13-2014

Thanks Patrick. I hope so then I still have a chance

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

CreditMagic7 · ‎03-13-2014

All the best to your favor on landing that Cash+ card.

12njoy · ‎03-13-2014

@Involver wrote:
Congrats on the approval. Just got this card myself, and I wish they wouldve pulled my 08 instead of my 04 haha.

Thank you. What was your limit and score?

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

12njoy · ‎03-13-2014

@patrick00032001 wrote:
US Bank also utilizes the Classic 04 model as well! I promise you, if you call underwriting services at US Bank and ask them what your score is, which they will tell you, it will match your other score from Fifth Third exactly!

You're so right!!!! I just called and they said TU FICO 744. I'm hoping I get it. Do you have any experience with US Bank that you'll like to share?

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

12njoy · ‎03-13-2014

@CreditMagic7 wrote:
All the best to your favor on landing that Cash+ card.

Thank you.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

CreditMagic7 · ‎03-13-2014

Nearing 18 months good standing with them and they issued an ultimatum. 6 months history more, and they know every day is being tallied on my Calender for Cash+.

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Re: Fifth Third Bank (5/3rd) approved