Fifth Third front Simple.... REALLY??!

[Anonymous]

I'm new on the forum and have been reading a lot of posts. I am trying to see which banks have peculiarities.
I got a preapproval letter from 5/3 for a Truly Simple card. I tossed it in the trash, figuring "yeah right." I have no account istory with them and am still in the process of rebuilding my credit. I forgot about it. (At least I tried to.) Two hours later I picked it up out of the trash. I threw it away again 15 minutes later. This proces repeated twice with me reading these all these posts about how 5/3 i'is quirky and slow.
I finally gave in, thinking "what the heck, all they can say is yes or no'. I did the app online, pushed the button and got a message from them that disappeared so quickly I didn't even get to read the first sentence. I figured "well that was a no". Over the next couple days I called anyway, just to see if anyone could tell me anything and they said I had to go to a branch bank to inquire. There are no branch banks close to me- the closest one is 25 miles away so I decided to let it go for another week and then I would go to go talk to them. Then a letter appeared on the eighth day. They approved me! I could not believe it! It was only for 5K but what the heck- with no credit history with them- I am thrilled. I'm also shocked that I heard back so quckly! Some folks said it took forever to hear back from them and I got my card in barely a week!! Way to go Fifth Third. I will try for second card in a few months.... after I let them see that I'm responsible and seriously working on my credit.

[SFLSpotter9210]

Congratulations on your approval. I too applied and was approved for their 2 cards. Had them now for 14 statements always was good with them. My Trio even received a ACLI doubling what my SL was due to heavy usage. Did a BT on my truly simple and final payment is due in May before rate increases. Last month made a 6k payment on Trio then noticed last week they lowered both my limits to what you see on my signature. Just be careful with them they are very conservative across the board. They were the second bank on my rebuilding stage. They will be a sock drawer bank for now on. Good luck with the rebuild.

[pinkandgrey]

Congrats on a nice approval! I got a bit of a chuckle out of your story lol

[Cred4All]

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@pinkandgrey wrote:
Congrats on a nice approval! I got a bit of a chuckle out of your story lol

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Right!!  I immediately envisioned Cameron in Ferris Buellers Day Off getting into the car, screaming, exiting the car. Getting in the car, repeat!  Congrats on the approval OP, by the time you read it there were probably coffee and garbage stains on it .

[Marz2002]

YOU...

CONGRATS on your Approval, the Very Nice SL, and Welcome to the FORUMS!!!

[gdale6]

Welcome to the board and 5/3s mail peapprovals are solid unless there is something that pops up on your CR after they send the offer. Grats on the new card

[Anonymous]

You were right about those coffee stains... there was a tea bag on top of it too! 😎 😎(Me & my friend Ferris)