So I started out my credit repair exactly 1 years ago with a score in the 560's (2 old utility collections/never had a CC). I'm now at 690 across for the most part. My best friend put me on 7 of his CC as AU for 6 months until I was able to get low limit store cards. Then after getting my first real card, I removed myself from all of his. I was able to get a decent amount of cards(a lot of INQ too), in this time. Once my score was around 670 I added my wife as AU to mine(She had no score because she is Brazillian). In 3 months we got her a Discover/Amex x2/Cap1/Citi PF. I added myself to hers as AU, and it bumped me to 690 last month. She is now at 740. We now have a cobined Limts over 60k in 1 year.
I would like to add that I always pay in full 2-3x per month, and ran 200k through these small cards last year. I believe that has alot to do with the approvals and increases. We are just starting out, but so happy with our progress.
This week all of my Syncrony cards doubled my limits. ALSO, I was FINALLY prequalified/approved for the AMEX BC. We just got the mailer for an upgrade to MC on our Walmart card as well. Now we garden, and get that AAOA to rise.
I have been reading this forum for over a year, and it has been a life saver. Thank you to everyone who posts here. My stats are below.
