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Congrats! Thanks for sharing.
Congratulations!
Very nice, congrats on your approval
Congrats on the approval!! your on the way! the best way to stay out of trouble is paying your bill as soon as the new statement cuts, don't ever wait until the last minute.
Good luck.
Congrats I'm right there too!! Recently approved dec. 1 st
Congrats.
Congrats!
You are on your way.![]()
@Anonymous wrote:Congrats on starting back with the credit world!
Here are some tips from me:
You have two credit cards, both with $300 limits. That's equivalent to $600 in available credit you have. Here's the best way to maximizing FICO scoring in your situation: Have only one card report a balance. What I mean by that is that you can charge whatever you like on both the cards, just make sure before the statement cuts that you have one fully paid off and the other leaving a balance of around $30--which puts you at a 5% utilization.
Soon whenever your statement reports, just go ahead and pay it all off. Repeat, repeat, repeat!
Great advice!
Thanks for the advice! I'm waiting for the first statements to hit so I'll have an idea of when to expect them, so I can set up automatic bill pay so they are never late.