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Only had one increase $500>$800. Then noithin for quite sometime. Decided to let a $225 balance report, read a lot of posts saying they received a increase after 20% usage reporting... Bingo a little bump to $1200. Just happy to break a grand with them.
Yes... just the store card.
Anyone know what limit you need , before they even consider you for upgrade?
Congrats! I just put my "15 years of Target" story in another thread a few minute ago, so I won't repeat it all, but I am not sure if there is a minimum limit for the "upgrade." Mine was a $1200 store card that became a $800 Visa in 2005 then a $800 chip & PIN MasterCard a few years ago. Fortunately the CLIs have finally been slowly coming lately, but I would say that unless I was somehow grandfathered in, there's probably not so much a monetary floor as there is an underwriting floor for them accepting the risk of non-Target purchases. Of course with Target, you can't ask them to give you a CLI or an upgrade so it's all a guessing game.
Also, my memory is a bit hazy... I think that when my card was changed to Visa it was because Retailers National Bank discontinued the store card and Target National Bank was only issuing Target Visa cards?
@Anonymous wrote:
I don't know but one myfico member has the redcard MasterCard with a 2,300$ limit YMMV as always...
Sorry I didn't see your message since I was typing a reply, but I assume this is me. If not, this is also me.
@Anonymous wrote:
This was you K, your the only one I know of on here with a target MasterCard...
Awww. If I had to have the oddball card that no one else has, I'd prefer it to be a J.P Morgan Reserve, or at least a conversation piece like a JCB or UnionPay. ![]()