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Finally, back in with CITI (Double Cash)

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12njoy
Super Contributor

Re: Finally, back in with CITI (Double Cash)

I say about because 3 of the nine were in late September 2014 and I applied on march 28th so at that time those 3 were within 6 months
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 11 of 27
L-TWT
Established Contributor

Re: Finally, back in with CITI (Double Cash)

Congrats, you will love using your Citi DC!

I use mine some often, multiple charges daily, that the front/back protective plastic is coming off!Smiley LOL

P.S. the card is VERY CHEAPLY MADE


Message 12 of 27
12njoy
Super Contributor

Re: Finally, back in with CITI (Double Cash)

With a 1k limit, I can't use it too much unless I want to make multiple payments each month
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 13 of 27
gdale6
Moderator Emeritus

Re: Finally, back in with CITI (Double Cash)


@12njoy wrote:

So, I decided to try CITI again with my recent good fortunes with Capital One.  Instantly denied.  Called Executive Offices and was approved for $1,000.  Not much, but I got my foot in the door.  I closed my Huntington Voice ($500), State Farm ($4,000) and Tires Plus ($2,200) with the addition of the four cards I've added.  With the loss of those three cards and the addition of the four new cards, I've added a net gain of $22,800.  Woot Woot.  Here I come CITI.


Nicely done, grats on getting back in with Citi Smiley Happy

Message 14 of 27
12njoy
Super Contributor

Re: Finally, back in with CITI (Double Cash)

True, Citi was the last major player that I wanted. I'm complete, I think lol
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 15 of 27
BearsAndTurtlesRtheBest
Senior Contributor

Re: Finally, back in with CITI (Double Cash)

Nice! What terms did you get?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 16 of 27
12njoy
Super Contributor

Re: Finally, back in with CITI (Double Cash)

Don't know, didn't ask. I'm sure the highest apr
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 17 of 27
BearsAndTurtlesRtheBest
Senior Contributor

Re: Finally, back in with CITI (Double Cash)


@12njoy wrote:
Don't know, didn't ask. I'm sure the highest apr

Oh ok well you never know when my dad applied and was instantly approved he was given 12.99 APR after promo. And this was after ALWAYS getting denied with Citi, having high UTL and a bunch of inquiries. Hope you get a good APR let us know and congrats!!

Edit: Was given a CL of $1,200

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 18 of 27
12njoy
Super Contributor

Re: Finally, back in with CITI (Double Cash)


@BearsAndTurtlesRtheBest wrote:

@12njoy wrote:
Don't know, didn't ask. I'm sure the highest apr

Oh ok well you never know when my dad applied and was instantly approved he was given 12.99 APR after promo. And this was after ALWAYS getting denied with Citi, having high UTL and a bunch of inquiries. Hope you get a good APR let us know and congrats!!

Edit: Was given a CL of $1,200


Thanks for the helpful info.  I'll certainly look when I get the card.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 19 of 27
Anonymous
Not applicable

Re: Finally, back in with CITI (Double Cash)


@12njoy wrote:

So, I decided to try CITI again with my recent good fortunes with Capital One.  Instantly denied.  Called Executive Offices and was approved for $1,000.  Not much, but I got my foot in the door.  I closed my Huntington Voice ($500), State Farm ($4,000) and Tires Plus ($2,200) with the addition of the four cards I've added.  With the loss of those three cards and the addition of the four new cards, I've added a net gain of $22,800.  Woot Woot.  Here I come CITI.


And as Montell Jordan says, "This Is How We Do It!!!" 

Message 20 of 27
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