Finally!

Anonymous · ‎03-19-2020

I have been focusing my energy on my credit for about 6 months now, though I've been really careful in making on time payments, etc. for about 18 months. I have paid off and had all but one collection deleted from my reports. The last one ages off next month. It appears on CK that I received a GW deletion of a charge-off CC account with bad payment history from 2017. Waiting to see what my next MyFICO 3b pull shows before I'll be fully convinced! I have a bunch of lower end credit cards. And I've slowly started to get better quality cards in my wallet, including Amex, Discover It, and NFCU cash rewards. I also have a Cap One Venture One that I really like. But I have struggled with getting good SL on any of these cards. It was $750 on Discover, $500 on NFCU, Cap One started at $1100, but at least that one built up to $3100. Finally tonight I decided to pull the trigger on a Wells Fargo app, which is where my primary checking account is. They approved me for a Visa Signature card with a $6500 SL ! Really happy to have finally gotten a grown up CL!

AllZero · ‎03-19-2020

Congratulations on your approval!

Anonymous · ‎03-19-2020

Congratulations!

NimbusIII · ‎03-19-2020

Congratulations on your Approval!!!

“The man who says he can, and the man who says he can not… Are both correct.”

Anonymous · ‎03-19-2020

Congratulations on your approval!

addicted_to_credit · ‎03-19-2020

@Anonymous wrote:
I have been focusing my energy on my credit for about 6 months now, though I've been really careful in making on time payments, etc. for about 18 months. I have paid off and had all but one collection deleted from my reports. The last one ages off next month. It appears on CK that I received a GW deletion of a charge-off CC account with bad payment history from 2017. Waiting to see what my next MyFICO 3b pull shows before I'll be fully convinced! I have a bunch of lower end credit cards. And I've slowly started to get better quality cards in my wallet, including Amex, Discover It, and NFCU cash rewards. I also have a Cap One Venture One that I really like. But I have struggled with getting good SL on any of these cards. It was $750 on Discover, $500 on NFCU, Cap One started at $1100, but at least that one built up to $3100. Finally tonight I decided to pull the trigger on a Wells Fargo app, which is where my primary checking account is. They approved me for a Visa Signature card with a $6500 SL ! Really happy to have finally gotten a grown up CL!

Congrats on your approval! My condolences on being a gators fan!