First Citibank card after further review

Anonymous · ‎12-07-2016

For years I have been getting diamond preferred offers. I finally bit. $6200 limit, 18 mos 0 interest then 21%. Will use the balance transfer option. Now I have a MasterCard completing my portfolio and adding Citibank to my list of creditors. 7 cards with over 80k total limit. Utilization at 20%. Need to work on that. Been spending a lot lately. Must be the time of year.

Anonymous · ‎12-07-2016

Grats! Similar here just got the DC and waiting on it wanna by onto it for 0℅ and added Citi to my portfolio of creditors, wanted a MasterCard as my wallet has everything but this. What stats did you have for reference?

JustBPatient · ‎12-07-2016

Congrats to you both!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745

Anonymous · ‎12-07-2016

A lot of my recent credit usage and new accounts haven't posted. I got a CSR in November and a personal loan. My latest fico were 689 EXP and 703 TU. Income 57K. Very long credit history but only 5-6 yr aaoa. Does 6200 limit qualify for world mastercard status (above 5K I think it does)? Any additional perks?