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First Post!! Navy Federal Credit Card Instant Approval 18k

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Amber423
Member

First Post!! Navy Federal Credit Card Instant Approval 18k

Smiley Happy

I received an email tonight to pre qualify. To my surprise, I was pre qualified for all CCs. My credit score isn't the best, high 580s with an annual income of $81,000. My utilization is also about 80%. NFCU must be in the giving season !! This card would certainly help with my high utilization right now. 

Message 1 of 18
17 REPLIES 17
AverageJoesCredit
Legendary Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k


@Amber423 wrote:

Smiley Happy

I received an email tonight to pre qualify. To my surprise, I was pre qualified for all CCs. My credit score isn't the best, high 580s with an annual income of $81,000. My utilization is also about 80%. NFCU must be in the giving season !! This card would certainly help with my high utilization right now. 


Thas Navy for youSmiley Happy. Welcome and enjoy! FYI that prequel is equivalent to playing Pick 2, your chances of being prequaled and approved are about the same lol. 

Message 2 of 18
Elpadrino1
Valued Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

Welcome to the forums and congratulations on your Navy approval!!!

Message 3 of 18
gdale6
Moderator Emeritus

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

A great approval for you, big grats and welcome to myfico Smiley Happy

Message 4 of 18
OmarGB9
Community Leader
Super Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

Welcome and congrats! If you don't mind sharing, what was your limit?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 18
Anonymous
Not applicable

Re: First Post!! Navy Federal Credit Card Instant Approval 18k


@Amber423 wrote:

Smiley Happy

I received an email tonight to pre qualify. To my surprise, I was pre qualified for all CCs. My credit score isn't the best, high 580s with an annual income of $81,000. My utilization is also about 80%. NFCU must be in the giving season !! This card would certainly help with my high utilization right now. 


wowwww... beautiful.... congrat... You do deserve all this... How long you have been a member with NFCU? Do you have any other account with them like checking, saving, money market, personal loan, etc...very unusual for any lender to extend this much credit limit out of gate with this score, but then we are here talking about NFCU....Regardless, very happy for ya....

Message 6 of 18
greatscott85
Frequent Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

Congrats!

Message 7 of 18
HeavyResist
Frequent Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

Mazel tov on the 18K @Amber423 I was shocked when I got the same approval too.







 
Message 8 of 18
SUPERSQUID
Valued Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

CONGRATS!!!!!

Which card did they approve you for?

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 9 of 18
CreditMagic7
Mega Contributor

Re: First Post!! Navy Federal Credit Card Instant Approval 18k

Congratulations on your NFCU approval!!

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