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I received an email tonight to pre qualify. To my surprise, I was pre qualified for all CCs. My credit score isn't the best, high 580s with an annual income of $81,000. My utilization is also about 80%. NFCU must be in the giving season !! This card would certainly help with my high utilization right now.
@Amber423 wrote:
I received an email tonight to pre qualify. To my surprise, I was pre qualified for all CCs. My credit score isn't the best, high 580s with an annual income of $81,000. My utilization is also about 80%. NFCU must be in the giving season !! This card would certainly help with my high utilization right now.
Thas Navy for you. Welcome and enjoy! FYI that prequel is equivalent to playing Pick 2, your chances of being prequaled and approved are about the same lol.
Welcome to the forums and congratulations on your Navy approval!!!
A great approval for you, big grats and welcome to myfico
Welcome and congrats! If you don't mind sharing, what was your limit?
@Amber423 wrote:
I received an email tonight to pre qualify. To my surprise, I was pre qualified for all CCs. My credit score isn't the best, high 580s with an annual income of $81,000. My utilization is also about 80%. NFCU must be in the giving season !! This card would certainly help with my high utilization right now.
wowwww... beautiful.... congrat... You do deserve all this... How long you have been a member with NFCU? Do you have any other account with them like checking, saving, money market, personal loan, etc...very unusual for any lender to extend this much credit limit out of gate with this score, but then we are here talking about NFCU....Regardless, very happy for ya....
Congrats!
Mazel tov on the 18K @Amber423 I was shocked when I got the same approval too.
CONGRATS!!!!!
Which card did they approve you for?
Congratulations on your NFCU approval!!