First Premier CLI

FixingMyCreditASAP · ‎01-04-2014

I know a lot of people around here hate First Premier, but they've helped me step into better cards.As long as you pay in full each month, and ignore the yearly fee, it's an alright starter card. They initially set my CL at 300.00, so after 6 months decided to try for an increase. Rather than calling and requesting, I asked to have my account closed. Within a few minutes I was talking to the cancelation department, and was offered a free 200 dollar CLI. As you probably know, if you ask for an increase they charge you 25% of the increase. Figured I'd share for those with the FP card.

4/13 Scores - EQ 521 - TU 541 - EX-592
2/2015 Scores EQ 677 TU 650
Current Cards - Chase Freedom 3.5K / 4K Barclays reward /American Express 500 / DiscoverIT 1500 / QuickSilver / 1.3K Walmart / Auto Loan of 24k really helped my scores

gdale6 · ‎01-04-2014

Congrats on your CLI, nice strategy

FinStar · ‎01-04-2014

Nicely done... good progress indeed!

coldnmn · ‎01-05-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

B335is · ‎01-05-2014

Congratulations. I thought they always charged for CLI, glad you got one for free!

alvon123 · ‎01-05-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

uswala · ‎01-05-2014

Congrats!

efranklin23 · ‎01-06-2014

@FixingMyCreditASAP wrote:
I know a lot of people around here hate First Premier, but they've helped me step into better cards.As long as you pay in full each month, and ignore the yearly fee, it's an alright starter card. They initially set my CL at 300.00, so after 6 months decided to try for an increase. Rather than calling and requesting, I asked to have my account closed. Within a few minutes I was talking to the cancelation department, and was offered a free 200 dollar CLI. As you probably know, if you ask for an increase they charge you 25% of the increase. Figured I'd share for those with the FP card.

Congrats on the CLI!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)