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First Tech Choice Rewards Approval $35k

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babygirl1256
Senior Contributor

Re: First Tech Choice Rewards Approval $35k

Congrats on your First Tech Choice Rewards approval -and- monster $35k SL!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 11 of 21
IntegerIntrovert
Frequent Contributor

Re: First Tech Choice Rewards Approval $35k

Thanks for sharing your data points! Congrats on the approval!



EQ - 809 / TU - 817 / EX - 817

Message 12 of 21
Anonymous
Not applicable

Re: First Tech Choice Rewards Approval $35k


@Kidcat wrote:

On Experian I have 7 CC accounts with CL of $95k.  Uti was 9%.  I was recently approved for a $16,800 CSP which is not showing on my CC yet.  I assume my scores are still in the range of what is indicated in my signature.  I will pull a 3B from myfico after everything has reported.  Income approx $200k-W2.  With this new account and the CSP total credit limits will go to $147k.

 

Avg age of accts 5.8 yrs.  Oldest account 17.7 yrs.  I have a mortgage, car loan etc.  I have been known to close accounts when they no longer serve a purpose.  I plan to close at least $8k in credit limits over the next month or two.  Perhaps as much as $20k.

 

Edited to add: this was my 3rd CC approval in the last 12 months, though I also did a rate/term mortgage refi and got a new car( Lease)

 

I already had a savings account with First Tech, but under $100.  I never use it.  I hope this helps


Excellent approval Smiley Happy-- Congrats! & thanks for the great DPs. Smiley Wink

Message 13 of 21
Creditplz
Valued Contributor

Re: First Tech Choice Rewards Approval $35k

Congrats!!! Welcome to the First Tech Family!!!! 

Just email them back those income docs and they will send you over the docusign to open that account up within 24hr!!! 

very cool CU! 

Message 14 of 21
Titans84
Valued Contributor

Re: First Tech Choice Rewards Approval $35k

Congrats on your approval and massive SL!

Current FICO 8:



Message 15 of 21
Total80sKid
Senior Contributor

Re: First Tech Choice Rewards Approval $35k

Congrats on your First Tech Choice Rewards approval 👍🏼

Message 16 of 21
gdale6
Moderator Emeritus

Re: First Tech Choice Rewards Approval $35k

A sweet approval OP, grats on the 35K!!!

Message 17 of 21
MartyWrite75
Valued Contributor

Re: First Tech Choice Rewards Approval $35k

Wow!  Congratulations on your approval!  Massive SL!

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 18 of 21
manbuckets
Regular Contributor

Re: First Tech Choice Rewards Approval $35k

Congrats on your approval!

Current Cards/Loans:
Future Cards:
Message 19 of 21
GatorGuy
Valued Contributor

Re: First Tech Choice Rewards Approval $35k

Nice limit! Congrats!

Message 20 of 21
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