@MCM1 wrote:
Would you mind sharing your data points? What were your scores? New Accounts and number of inquiries and such. That would really be helpful.
They checked EX09 which at the time was 697, overall utilization was 3% with 11 inquiries in 24 months, 7 within 12 months. 2 personal loans, 14 opened accounts (ill be coming some this year) totally over $37.6k in credit line (not including recent approvals). Income is over $100k and last bad remark was back in '19. I also rarely, if ever, carry a balance so some cards report with a low balance and i pay it all and use it as usual.
