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Freedom Auto CLI!

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kobe2012
Established Contributor

Re: Freedom Auto CLI!


@creditnocash wrote:

@kobe2012 wrote:

@creditnocash wrote:

nice! 

i didnt have to recon my freedom but i did only get 500. (back in july) 

i was also auto cli in november to 1k. 

 

wonder what they will do for us at 1 year?


im hoping that won't be the first and last auto increase for us... lol... 


after i get my costco amex in jan. ill be willing to take the hp for the 5k =) 

since i dont want/ need any other cards, and i dont plan on buying a house/ car for at least 2-3+ years.


I will be car shopping in may or june so am tryin to stay in the garden .... but maybe i will try for csp before i buy a car, i wonder if car lenders are inquiry sensitive


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 11 of 12
creditnocash
Valued Contributor

Re: Freedom Auto CLI!


@kobe2012 wrote:

@creditnocash wrote:

@kobe2012 wrote:

@creditnocash wrote:

nice! 

i didnt have to recon my freedom but i did only get 500. (back in july) 

i was also auto cli in november to 1k. 

 

wonder what they will do for us at 1 year?


im hoping that won't be the first and last auto increase for us... lol... 


after i get my costco amex in jan. ill be willing to take the hp for the 5k =) 

since i dont want/ need any other cards, and i dont plan on buying a house/ car for at least 2-3+ years.


I will be car shopping in may or june so am tryin to stay in the garden .... but maybe i will try for csp before i buy a car, i wonder if car lenders are inquiry sensitive


LOL i literally just posted my response in another thread. 

i got best rate tier after 4-3-3 inquries all under a year about 5 of those were six months old. score pulled was low 700's which for toyota you need a 700 to qualify for the best tier. 

 

also mine was auto enhanced (which should have hurt me i would think but actually helped) 

i pulled my scores that morning and they were 690 and 689, on here. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 12 of 12
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