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Freedom Unlimited approved. Worth the wait!

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marcforza1
Frequent Contributor

Freedom Unlimited approved. Worth the wait!

So, I wanted to update you all on my previous post about applying for the Chase Slate or Freedom Unlimited card. Didn't know what to expect when I went to my bank today. Almost went for the Slate but the rep suggested the FU. Told her about my EX score being so different from my EC and TU score and wasn't sure if I will get accepted. But she told me that since I had no inquiries for the last 2+ years, no other card on file other than being a AU on my wife's Freedom card and had virtually no debt in my report, that she was confident that I would get approved.

 

To sum it up, I got approved for the FU with a CL of $3500 (which I was very surprised). Could have gotten approved for the CSP but I'm going to wait awhile for that. Even more surprised that it took less than 5 minutes to get automatically approved. And now, I can finally exhale and take care of my credit the right way. 


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Freedom Unlimited approved. Worth the wait!

Congrats on your approval!!! Sounds like you're doing great and your goals in 2017 are attainable!!! Again, congrats!

Message 2 of 13
Anonymous
Not applicable

Re: Freedom Unlimited approved. Worth the wait!

Congrats, any clue as to what bonus you received? The 150 or the 300? It would be on your paperwork
Message 3 of 13
marcforza1
Frequent Contributor

Re: Freedom Unlimited approved. Worth the wait!


Kuma wrote:
Congrats, any clue as to what bonus you received? The 150 or the 300? It would be on your paperwork


It's the $150 bonus. I don't know if I'll spend $500 in three months or not since that wasn't my intention on getting the card, but we'll see since I do get an extra paycheck in March. Not sure which bureau they pulled but I'll probably know once the card comes in the mail soon unless there's an easier way to find out. My guess is that they pulled TU since I've read that's what Chase uses in Indiana, but they may have did EX.


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 4 of 13
Anonymous
Not applicable

Re: Freedom Unlimited approved. Worth the wait!

Congratulations! Very nice SL on a Freedom card! Your credit profile is going to soar in the next few months! Enjoy! Smiley Happy

Message 5 of 13
JustBPatient
Established Contributor

Re: Freedom Unlimited approved. Worth the wait!

Congrats and get the bonus!!  Pay insurance early or pay bills for friends and get the cash from them.  Don't leave $$ on the table, you earned it!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 6 of 13
Anonymous
Not applicable

Re: Freedom Unlimited approved. Worth the wait!

Patient beat me to it, but it would be a huge mistake on your part to not use it with the 0% apr. Pay something early. I'm sure you can spend 500 in 3 months
Message 7 of 13
kidink1911
Established Contributor

Re: Freedom Unlimited approved. Worth the wait!

Congrats on your approval!! Chase is the place to be!

 

626-EX

585-TU

614-EQ

 

CSP- $8,000, JetBlue MC- $5,000, Walmart MC- $2,400, CO Quiksilver- $2,000, CO Platinum- $1,550, CF- $500, Credit One- $450, Milestone- $300

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 8 of 13
marcforza1
Frequent Contributor

Re: Freedom Unlimited approved. Worth the wait!

Well, I'm sure I can do that if I spend about $170 each month but it's just a matter of self-control afterwards. I was just going to use the card mainly for gas and groceries depending on what parts of the month that I get paid. I'm sure I'll find a way to $500


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 9 of 13
Anonymous
Not applicable

Re: Freedom Unlimited approved. Worth the wait!

Welcome to the Chase Family of cards and the FU Card! Enjoy your new score!
Message 10 of 13
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